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UkrGasBank OJSCUKEX:UGZB 91 Return-on-Tangible-Equity is 9.70% as of Mar. 2026, which is 41% below its 10-year median of 16.44. GuruFocus rates UKEX:UGZB with a GF Score™ of 91/100 and a GF Value™ of ₴1.39. The stock has 2 warning signs investors should review. Among 1,521 Banks companies, UkrGasBank OJSC ranks better than 92.5% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. UkrGasBank OJSC's annualized net income for the quarter that ended in Mar. 2026 was ₴2,022 Mil. UkrGasBank OJSC's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₴20,851 Mil. Therefore, UkrGasBank OJSC's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 9.70%.
The historical rank and industry rank for UkrGasBank OJSC's Return-on-Tangible-Equity or its related term are showing as below:
UKEX:UGZB'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -42.21 Med: 16.44 Max: 37.78
Current: 22.25
During the past 13 years, UkrGasBank OJSC's highest Return-on-Tangible-Equity was 37.78%. The lowest was -42.21%. And the median was 16.44%.
UKEX:UGZB's Return-on-Tangible-Equity is ranked better than 92.5% of 1521
companies
in the Banks industry
Industry Median: 11.44
vs UKEX:UGZB: 22.25
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
UkrGasBank OJSC Return-on-Tangible-Equity Related Terms
UkrGasBank OJSC Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for UkrGasBank OJSC's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UKEX:UGZB vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, UkrGasBank OJSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UkrGasBank OJSC Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, UkrGasBank OJSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where UkrGasBank OJSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 9.70% mean?
UkrGasBank OJSC (UKEX:UGZB) has a Return-on-Tangible-Equity of 9.70% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on UkrGasBank OJSC and its competitors. This is 41% below median its historical median of 16.44. According to the industry distribution chart, UkrGasBank OJSC ranks #114 out of 1521 companies in the Banks industry, placing it in the top 7.5%.
Is UkrGasBank OJSC's Return-on-Tangible-Equity too high?
UkrGasBank OJSC's current Return-on-Tangible-Equity of 9.70% is 41% below median its 10-year median of 16.44. The Banks industry median Return-on-Tangible-Equity is 11.44. UkrGasBank OJSC's value of 9.70% is 15.2% below this industry median. Based on the distribution chart, UkrGasBank OJSC ranks #114 out of 1521 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, UkrGasBank OJSC has a GF Score™ of 91/100, reflecting its overall financial health beyond just this single metric.
How does UkrGasBank OJSC's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, UkrGasBank OJSC ranks #114 out of 1521 companies for Return-on-Tangible-Equity. This places UkrGasBank OJSC in the top 8% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.44. UkrGasBank OJSC's value of 9.70% is 15.2% below this benchmark. While the company's 10-year median is 16.44 vs. the industry median of 11.44, UkrGasBank OJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.44, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UkrGasBank OJSC's current Return-on-Tangible-Equity of 9.70% is 15.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on UkrGasBank OJSC and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UkrGasBank OJSC's current Return-on-Tangible-Equity is 9.70%, which is 41% below median its own 10-year median of 16.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UkrGasBank OJSC stock overvalued right now?
UkrGasBank OJSC (UKEX:UGZB) has a current Return-on-Tangible-Equity of 9.70%. The stock's GF Value™ is ₴1.39, compared to a current price of ₴0.60 — trading 56.8% below its estimated fair value. The current Return-on-Tangible-Equity is 9.70%, which is 41% below median its 10-year median of 16.44 and 15.2% below the Banks industry median of 11.44. UkrGasBank OJSC's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For UkrGasBank OJSC (UKEX:UGZB), the current Return-on-Tangible-Equity is 9.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UkrGasBank OJSC (UKEX:UGZB) Overvalued in 2026?
Based on GuruFocus' analysis, UkrGasBank OJSC stock appears to be undervalued.
The current stock price of ₴0.60 is trading 56.8% below its estimated GF Value™ of ₴1.39.
Key valuation signals for UKEX:UGZB:
Return-on-Tangible-Equity: 9.70% (41% below median its 10-year median of 16.44)
GF Value™: ₴1.39 vs. price of ₴0.60 (56.8% below fair value)
Industry Position: 15.2% below the Banks median (#114 of 1521)
No single metric tells the full story. See the UKEX:UGZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UkrGasBank OJSC provides a range of banking products and services for retail and corporate customers in Ukraine. It accepts deposits and current accounts, and provides purpose and consumer loans, and overdrafts. The company also offers payment and fund transfer, currency exchange, credit card handling, financing, and other banking services, as well as attracts and places funds for its corporate and retail customers. Its segments are Retail banking, Corporate banking, clients of small and medium-sized enterprises (SME); Financial institutions, treasury and investment business; and Other Activities. The majority of its revenue is generated from the Financial institutions, treasury, and investment business.
91GF Score
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