Paz Retail And Energy (XTAE:PAZ) Return-on-Tangible-Equity: 70.79% (As of Mar. 2026) — 468% Above Median

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XTAE:PAZ Paz Retail And Energy Ltd XTAE:PAZ
68 GF Score
Price ₪846.20
GF Value ₪369.56
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Paz Retail And Energy Return-on-Tangible-Equity?

Paz Retail And Energy XTAE:PAZ -0.29% 68 Return-on-Tangible-Equity is 70.79% as of Mar. 2026, which is 468% above its 10-year median of 12.46. GuruFocus rates XTAE:PAZ with a GF Score™ of 68/100 and a GF Value™ of ₪369.56 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 956 Oil & Gas companies, Paz Retail And Energy ranks better than 93.62% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Paz Retail And Energy's annualized net income for the quarter that ended in Mar. 2026 was ₪652 Mil. Paz Retail And Energy's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₪921 Mil. Therefore, Paz Retail And Energy's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 70.79%.

The historical rank and industry rank for Paz Retail And Energy's Return-on-Tangible-Equity or its related term are showing as below:

XTAE:PAZ' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -11.36   Med: 12.46   Max: 87.37
Current: 64.5

During the past 13 years, Paz Retail And Energy's highest Return-on-Tangible-Equity was 87.37%. The lowest was -11.36%. And the median was 12.46%.

XTAE:PAZ's Return-on-Tangible-Equity is ranked better than
93.62% of 956 companies
in the Oil & Gas industry
Industry Median: 7.38 vs XTAE:PAZ: 64.50

Paz Retail And Energy  (XTAE:PAZ) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Paz Retail And Energy Return-on-Tangible-Equity Related Terms


Paz Retail And Energy Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Paz Retail And Energy's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paz Retail And Energy Return-on-Tangible-Equity Chart

Paz Retail And Energy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.60 12.72 -0.41 87.37 66.94

Paz Retail And Energy Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 74.64 62.68 63.98 59.55 70.79

XTAE:PAZ vs MPC, VLO, PSX: Return-on-Tangible-Equity Comparison

For the Oil & Gas Refining & Marketing subindustry, Paz Retail And Energy's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paz Retail And Energy Return-on-Tangible-Equity vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Paz Retail And Energy's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Paz Retail And Energy's Return-on-Tangible-Equity falls into.


XTAE:PAZ
68GF Score
Paz Retail And Energy Ltd XTAE:PAZ
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Paz Retail And Energy Return-on-Tangible-Equity Calculation

Paz Retail And Energy's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=578/( (792+935 )/ 2 )
=578/863.5
=66.94 %

Paz Retail And Energy's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=652/( (935+907)/ 2 )
=652/921
=70.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 70.79% mean?
Paz Retail And Energy (XTAE:PAZ) has a Return-on-Tangible-Equity of 70.79% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Paz Retail And Energy and its competitors. This is 468% above median its historical median of 12.46. According to the industry distribution chart, Paz Retail And Energy ranks #61 out of 956 companies in the Oil & Gas industry, placing it in the top 6.4%.
Is Paz Retail And Energy's Return-on-Tangible-Equity too high?
Paz Retail And Energy's current Return-on-Tangible-Equity of 70.79% is 468% above median its 10-year median of 12.46. The Oil & Gas industry median Return-on-Tangible-Equity is 7.38. Paz Retail And Energy's value of 70.79% is 859.2% above this industry median. Based on the distribution chart, Paz Retail And Energy ranks #61 out of 956 companies in the Oil & Gas industry, which is in the top quartile — a strong position relative to peers. Overall, Paz Retail And Energy has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Paz Retail And Energy's Return-on-Tangible-Equity compare to MPC and VLO?
According to the Oil & Gas industry distribution chart, Paz Retail And Energy ranks #61 out of 956 companies for Return-on-Tangible-Equity. This places Paz Retail And Energy in the top 6% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.38. Paz Retail And Energy's value of 70.79% is 859.2% above this benchmark. While the company's 10-year median is 12.46 vs. the industry median of 7.38, Paz Retail And Energy has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Oil & Gas company?
The median Return-on-Tangible-Equity among Oil & Gas companies is 7.38, based on 956 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paz Retail And Energy's current Return-on-Tangible-Equity of 70.79% is 859.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Paz Retail And Energy and its competitors. For the Oil & Gas industry, the median Return-on-Tangible-Equity is 7.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paz Retail And Energy's current Return-on-Tangible-Equity is 70.79%, which is 468% above median its own 10-year median of 12.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paz Retail And Energy stock overvalued right now?
Based on GuruFocus' analysis, Paz Retail And Energy (XTAE:PAZ) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪369.56, compared to a current price of ₪846.20 — trading 129% above its estimated fair value. The current Return-on-Tangible-Equity is 70.79%, which is 468% above median its 10-year median of 12.46 and 859.2% above the Oil & Gas industry median of 7.38. Paz Retail And Energy's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Paz Retail And Energy (XTAE:PAZ), the current Return-on-Tangible-Equity is 70.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paz Retail And Energy (XTAE:PAZ) Overvalued in 2026?

Based on GuruFocus' analysis, Paz Retail And Energy stock appears to be overvalued. The current stock price of ₪846.20 is trading 129% above its estimated GF Value™ of ₪369.56. GuruFocus considers Paz Retail And Energy to be Significantly Overvalued.

Key valuation signals for XTAE:PAZ:

  • Return-on-Tangible-Equity: 70.79% (468% above median its 10-year median of 12.46)
  • GF Value™: ₪369.56 vs. price of ₪846.20 (129% above fair value)
  • GF Score™: 68/100 with 9 warning signs
  • Industry Position: 859.2% above the Oil & Gas median (#61 of 956)

No single metric tells the full story. See the XTAE:PAZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paz Retail And Energy Business Description

Industry EnergyOil & Gas
Address Euro Park, Holland Building, Kibbutz Yakum, Tel Aviv, ISR, 60972
Paz Retail And Energy Ltd formerly Paz Oil Co Ltd is a energy company that engages in the refining, production, storage, importing and marketing of fuel products. Alongside these operations, Paz has fuel product storage, distribution terminals, and a network of filling stations and convenience stores. The majority of revenue can be traced back to the company's retail and wholesale and refining divisions. The R&W division participates in the marketing, distributing, and transporting of oil at filling stations. This division also is involved in the management, leasing, logistics, and maintenance of many of the filling stations and convenience stores. Operations under the refining division include the import of crude oil and related products, production of oil distillates.
68GF Score

Get the complete analysis for XTAE:PAZ

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪846.20
Price
₪369.56
GF Value