FDBC (Fidelity D & D Bancorp) Risk Assessment


FDBC Fidelity D & D Bancorp Inc FDBC
67 GF Score
Price $53.43
GF Value $52.07
Valuation Fairly Valued
! 2 Warning Signs
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What is Fidelity D & D Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Fidelity D & D Bancorp is: High Risk: High uncertainty with risk-return tradeoff.

Fidelity D & D Bancorp  (NAS:FDBC) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Fidelity D & D Bancorp Risk Assessment Related Terms

FDBC vs CSHX, VLNT, FCCO: Risk Assessment Comparison

For the Banks - Regional subindustry, Fidelity D & D Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fidelity D & D Bancorp Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Fidelity D & D Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Fidelity D & D Bancorp's Risk Assessment falls into.


FDBC
67GF Score
Fidelity D & D Bancorp Inc FDBC
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Fidelity D & D Bancorp (FDBC) Overvalued in 2026?

Based on GuruFocus' analysis, Fidelity D & D Bancorp stock appears to be overvalued. The current stock price of $53.43 is trading 2.6% above its estimated GF Value™ of $52.07. GuruFocus considers Fidelity D & D Bancorp to be Fairly Valued.

Key valuation signals for FDBC:

  • Risk Assessment:
  • GF Value™: $52.07 vs. price of $53.43 (2.6% above fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the FDBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fidelity D & D Bancorp Business Description

Address Blakely and Drinker Streets, Dunmore, PA, USA, 18512
Fidelity D & D Bancorp Inc is a bank holding company. Through its wholly-owned state chartered commercial bank subsidiary, The Fidelity Deposit and Discount Bank (the Bank), the company provides a full range of banking, trust and financial services to individuals, small businesses and corporate customers. Its primary market areas are Lackawanna, Luzerne and Northampton Counties, Pennsylvania. The company's primary deposit products are demand deposits and interest-bearing time, money market and savings accounts. The company's segments include: Commercial and Industrial, Commercial Real Estate, Consumer, Residential Real Estate, with the majority of revenue generating from the Commercial Real Estate segment.
67GF Score

Get the complete analysis for FDBC

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.43
Price
$52.07
GF Value