SmartFinancial (SmartFinancial) Risk Assessment

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What is SmartFinancial Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of SmartFinancial is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of SmartFinancial's Risk Assessment

For the Banks - Regional subindustry, SmartFinancial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SmartFinancial's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, SmartFinancial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where SmartFinancial's Risk Assessment falls into.

SmartFinancial (NYSE:SMBK) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

SmartFinancial Risk Assessment Related Terms

Thank you for viewing the detailed overview of SmartFinancial's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

SmartFinancial (SmartFinancial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » SmartFinancial Inc (NYSE:SMBK) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

5401 Kingston Pike, Suite 600, Knoxville, TN, USA, 37919

Website

https://www.smartfinancialinc.com

SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers. The principal business of the Bank consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, primarily in commercial loans, commercial and residential real estate loans, consumer loans, and residential and commercial construction loans. The primary source of revenue is interest income from earning assets, namely loans and securities.

Executives

John M Presley	director	770 NORTH WATER STREET, ATTENTION: CORPORATE SECRETARIES DEPT., MILWAUKEE WI 53202
Rhett D. Jordan	officer: Chief Credit Officer & EVP	5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Geoffrey Alan Wolpert	director	5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Ted Charles Miller	director	5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Keith Edward Whaley	director	5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Wesley Miller Welborn	director, officer: Chairman	6401 LEE HIGHWAY, STE B, CHATTANOOGA TN 37421
David Austin Ogle	director	5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Carroll William Young Jr.	director, officer: President and CEO	5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Cathy G Ackermann	director	5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Clifton N Miller	director	5401 KINGSTON PIKE SUITE 600, KNOXVILLE TN 37919
Ronald J Gorczynski	officer: Chief Financial Officer & EVP	3980 PREMIER DRIVE, SUITE 210, HIGH POINT NC 27265
Carroll William Young Sr.	director, officer: Vice-Chairman	5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
Monique Berke	director	6401 LEE HIGHWAY, SUITE 119, CHATTANOOGA TN 37421
Ottis H Phillips	director	5401 KINGSTON PIKE, SUITE 600, KNOXVILLE TN 37919
James Beaumont Wicks	director	38 RIDGELAND, TUSCALOOSA AL 35406