BLX's ROA % is ranked better than 85.67% of 1528
companies
in the Banks industry
Industry Median: 0.98
vs BLX: 1.81
Banco Latinoamericano de Comercio Exterior (NYSE:BLX) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Banco Latinoamericano de Comercio Exterior ROA % Related Terms
Banco Latinoamericano de Comercio Exterior ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Latinoamericano de Comercio Exterior ROA % Chart
Banco Latinoamericano de Comercio Exterior Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Latinoamericano de Comercio Exterior ROA % vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Banco Latinoamericano de Comercio Exterior (BLX) has a ROA % of 1.70% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banco Latinoamericano de Comercio Exterior and its competitors. This is 48% above median its historical median of 1.15. Over the past decade, Banco Latinoamericano de Comercio Exterior's ROA % has ranged from 0.16 to 1.84. According to the industry distribution chart, Banco Latinoamericano de Comercio Exterior ranks #219 out of 1528 companies in the Banks industry, placing it in the top 14.3%.
Is Banco Latinoamericano de Comercio Exterior's ROA % too high?
Banco Latinoamericano de Comercio Exterior's current ROA % of 1.70% is 48% above median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 1.84. The Banks industry median ROA % is 0.98. Banco Latinoamericano de Comercio Exterior's value of 1.70% is 73.5% above this industry median. Based on the distribution chart, Banco Latinoamericano de Comercio Exterior ranks #219 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Latinoamericano de Comercio Exterior has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Latinoamericano de Comercio Exterior's ROA % compare to NWBI and CLBK?
According to the Banks industry distribution chart, Banco Latinoamericano de Comercio Exterior ranks #219 out of 1528 companies for ROA %. This places Banco Latinoamericano de Comercio Exterior in the top 14% of its industry — outperforming the majority of peers. The industry median ROA % is 0.98. Banco Latinoamericano de Comercio Exterior's value of 1.70% is 73.5% above this benchmark. Historically, Banco Latinoamericano de Comercio Exterior's own ROA % has ranged from 0.16 to 1.84 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 0.98, Banco Latinoamericano de Comercio Exterior has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Latinoamericano de Comercio Exterior's current ROA % of 1.70% is 73.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Banco Latinoamericano de Comercio Exterior and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Latinoamericano de Comercio Exterior's current ROA % is 1.70%, which is 48% above median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Latinoamericano de Comercio Exterior stock overvalued right now?
Based on GuruFocus' analysis, Banco Latinoamericano de Comercio Exterior (BLX) is currently considered Significantly Overvalued. The stock's GF Value™ is $42.65, compared to a current price of $61.94 — trading 45.2% above its estimated fair value. The current ROA % is 1.70%, which is 48% above median its 10-year median of 1.15 and 73.5% above the Banks industry median of 0.98. Banco Latinoamericano de Comercio Exterior's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Banco Latinoamericano de Comercio Exterior (BLX), the current ROA % is 1.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Latinoamericano de Comercio Exterior (BLX) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Latinoamericano de Comercio Exterior stock appears to be overvalued.
The current stock price of $61.94 is trading 45.2% above its estimated GF Value™ of $42.65.
GuruFocus considers Banco Latinoamericano de Comercio Exterior to be Significantly Overvalued.
Key valuation signals for BLX:
ROA %: 1.70% (48% above median its 10-year median of 1.15)
GF Value™: $42.65 vs. price of $61.94 (45.2% above fair value)
Industry Position: 73.5% above the Banks median (#219 of 1528)
No single metric tells the full story. See the BLX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Latinoamericano de Comercio Exterior Business Description
Banco Latinoamericano de Comercio Exterior SA provides financial solutions to financial institutions, companies, and investors doing business in Latin America, supporting trade and regional integration. The Bank provides foreign trade solutions to a select client base of American financial institutions and corporations and has developed a network of correspondent banking institutions with access to the international capital markets. It has two business segments: the Commercial Business Segment and the Treasury Business Segment. The majority of its revenue is generated from the Commercial Business segment.
71GF Score
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