Harmony Capital ServicesBOM:530055 54 ROA % is 118.34% as of Mar. 2026, which is 32772% above its 10-year median of 0.36. GuruFocus rates BOM:530055 with a GF Score™ of 54/100 and a GF Value™ of ₹1.87 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 817 Capital Markets companies, Harmony Capital Services ranks better than 97.55% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Harmony Capital Services's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹13.88 Mil.
Harmony Capital Services's average Total Assets over the quarter that ended in Mar. 2026 was ₹11.73 Mil. Therefore, Harmony Capital Services's annualized ROA % for the quarter that ended in Mar. 2026 was 118.34%.
The historical rank and industry rank for Harmony Capital Services's ROA % or its related term are showing as below:
BOM:530055'
s ROA % Range Over the Past 10 Years
Min: -39.36 Med: 0.36 Max: 25.58
Current: 25.58
During the past 13 years, Harmony Capital Services's highest ROA % was 25.58%. The lowest was -39.36%. And the median was 0.36%.
BOM:530055's ROA % is ranked better than 97.55% of 817
companies
in the Capital Markets industry
Industry Median: 1.5
vs BOM:530055: 25.58
Harmony Capital Services (BOM:530055) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Harmony Capital Services's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Harmony Capital Services ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Harmony Capital Services's ROA % distribution charts can be found below:
* The bar in red indicates where Harmony Capital Services's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Harmony Capital Services (BOM:530055) has a ROA % of 118.34% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Harmony Capital Services and its competitors. This is 32772% above median its historical median of 0.36. According to the industry distribution chart, Harmony Capital Services ranks #20 out of 817 companies in the Capital Markets industry, placing it in the top 2.4%.
Is Harmony Capital Services' ROA % too high?
Harmony Capital Services' current ROA % of 118.34% is 32772% above median its 10-year median of 0.36. The Capital Markets industry median ROA % is 1.50. Harmony Capital Services' value of 118.34% is 7789.3% above this industry median. Based on the distribution chart, Harmony Capital Services ranks #20 out of 817 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Harmony Capital Services has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harmony Capital Services' ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, Harmony Capital Services ranks #20 out of 817 companies for ROA %. This places Harmony Capital Services in the top 2% of its industry — outperforming the majority of peers. The industry median ROA % is 1.50. Harmony Capital Services' value of 118.34% is 7789.3% above this benchmark. While the company's 10-year median is 0.36 vs. the industry median of 1.50, Harmony Capital Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 817 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Harmony Capital Services's current ROA % of 118.34% is 7789.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Harmony Capital Services and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harmony Capital Services's current ROA % is 118.34%, which is 32772% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harmony Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Harmony Capital Services (BOM:530055) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹1.87, compared to a current price of ₹93.19 — trading 4883.4% above its estimated fair value. The current ROA % is 118.34%, which is 32772% above median its 10-year median of 0.36 and 7789.3% above the Capital Markets industry median of 1.50. Harmony Capital Services' overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Harmony Capital Services (BOM:530055), the current ROA % is 118.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Harmony Capital Services (BOM:530055) Overvalued in 2026?
Based on GuruFocus' analysis, Harmony Capital Services stock appears to be overvalued.
The current stock price of ₹93.19 is trading 4883.4% above its estimated GF Value™ of ₹1.87.
GuruFocus considers Harmony Capital Services to be Significantly Overvalued.
Key valuation signals for BOM:530055:
ROA %: 118.34% (32772% above median its 10-year median of 0.36)
GF Value™: ₹1.87 vs. price of ₹93.19 (4883.4% above fair value)
Industry Position: 7789.3% above the Capital Markets median (#20 of 817)
No single metric tells the full story. See the BOM:530055 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Harmony Capital Services Ltd is a financial services company. The Company is engaged in investment activities and other financial services for corporations and individuals. The services include financial consultancy, lease and hire purchase syndication, bill discounting, inter-corporate deposits, capital structuring, mergers, acquisitions, and divestments, consultancy to the public, loan syndication with banks and financial institutions, and investment banking, among others.
54GF Score
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