Harmony Capital ServicesBOM:530055 40 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates BOM:530055 with a GF Score™ of 40/100 and a GF Value™ of ₹1.87 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 431 Capital Markets companies, Harmony Capital Services ranks better than 99.3% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Harmony Capital Services's
Operating Income
for the
three
months ended in Mar. 2026 was ₹-0.50 Mil. Harmony Capital Services's Interest Expense for the
three
months ended in Mar. 2026 was ₹0.00 Mil.
Harmony Capital Services has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Harmony Capital Services Ltd has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Harmony Capital Services's Interest Coverage or its related term are showing as below:
BOM:530055'
s Interest Coverage Range Over the Past 10 Years
Min: 210 Med: No Debt Max: No Debt
Current: No Debt
BOM:530055's Interest Coverage is ranked better than 99.3% of 431
companies
in the Capital Markets industry
Industry Median: 20.17
vs BOM:530055: No Debt
Harmony Capital Services (BOM:530055) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Harmony Capital Services Interest Coverage Related Terms
Harmony Capital Services Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:530055 vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Harmony Capital Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Harmony Capital Services Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Harmony Capital Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Harmony Capital Services's Interest Coverage falls into.
Harmony Capital Services Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Harmony Capital Services (BOM:530055) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Harmony Capital Services and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Harmony Capital Services' Interest Coverage has ranged from 210.00 to 10,000.00. According to the industry distribution chart, Harmony Capital Services ranks #3 out of 431 companies in the Capital Markets industry, placing it in the top 0.7%.
Is Harmony Capital Services' Interest Coverage too high?
Harmony Capital Services' current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 210.00 to a high of 10,000.00. Based on the distribution chart, Harmony Capital Services ranks #3 out of 431 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Harmony Capital Services has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harmony Capital Services' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Harmony Capital Services ranks #3 out of 431 companies for Interest Coverage. This places Harmony Capital Services in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 20.17. Historically, Harmony Capital Services' own Interest Coverage has ranged from 210.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.17, based on 431 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Harmony Capital Services and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harmony Capital Services's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harmony Capital Services stock overvalued right now?
Based on GuruFocus' analysis, Harmony Capital Services (BOM:530055) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹1.87, compared to a current price of ₹93.19 — trading 4883.4% above its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Harmony Capital Services' overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Harmony Capital Services (BOM:530055), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Harmony Capital Services (BOM:530055) Overvalued in 2026?
Based on GuruFocus' analysis, Harmony Capital Services stock appears to be overvalued.
The current stock price of ₹93.19 is trading 4883.4% above its estimated GF Value™ of ₹1.87.
GuruFocus considers Harmony Capital Services to be Significantly Overvalued.
Key valuation signals for BOM:530055:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: ₹1.87 vs. price of ₹93.19 (4883.4% above fair value)
No single metric tells the full story. See the BOM:530055 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Harmony Capital Services Ltd is a financial services company. The Company is engaged in investment activities and other financial services for corporations and individuals. The services include financial consultancy, lease and hire purchase syndication, bill discounting, inter-corporate deposits, capital structuring, mergers, acquisitions, and divestments, consultancy to the public, loan syndication with banks and financial institutions, and investment banking, among others.
40GF Score
Get the complete analysis for BOM:530055
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:530055 has been successfully added to your 
