ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Nucleus Software Exports's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹1,382 Mil.
Nucleus Software Exports's average Total Assets over the quarter that ended in Mar. 2026 was ₹12,661 Mil. Therefore, Nucleus Software Exports's annualized ROA % for the quarter that ended in Mar. 2026 was 10.92%.
The historical rank and industry rank for Nucleus Software Exports's ROA % or its related term are showing as below:
BOM:531209'
s ROA % Range Over the Past 10 Years
Min: 5.05 Med: 11.74 Max: 19.27
Current: 9.6
During the past 13 years, Nucleus Software Exports's highest ROA % was 19.27%. The lowest was 5.05%. And the median was 11.74%.
BOM:531209's ROA % is ranked better than 80.85% of 2883
companies
in the Software industry
Industry Median: 1.65
vs BOM:531209: 9.60
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Nucleus Software Exports's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nucleus Software Exports ROA % vs Software Industry
For the Software industry and Technology sector, Nucleus Software Exports's ROA % distribution charts can be found below:
* The bar in red indicates where Nucleus Software Exports's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Nucleus Software Exports (BOM:531209) has a ROA % of 10.92% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Nucleus Software Exports and its competitors. This is near median its historical median of 11.74. Over the past decade, Nucleus Software Exports' ROA % has ranged from 5.05 to 19.27. According to the industry distribution chart, Nucleus Software Exports ranks #552 out of 2883 companies in the Software industry, placing it in the top 19.1%.
Is Nucleus Software Exports' ROA % too high?
Nucleus Software Exports' current ROA % of 10.92% is near median its 10-year median of 11.74. Over the past 10 years, this metric has ranged from a low of 5.05 to a high of 19.27. The Software industry median ROA % is 1.65. Nucleus Software Exports' value of 10.92% is 561.8% above this industry median. Based on the distribution chart, Nucleus Software Exports ranks #552 out of 2883 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Nucleus Software Exports has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nucleus Software Exports' ROA % compare to UBER and SHOP?
According to the Software industry distribution chart, Nucleus Software Exports ranks #552 out of 2883 companies for ROA %. This places Nucleus Software Exports in the top 19% of its industry — outperforming the majority of peers. The industry median ROA % is 1.65. Nucleus Software Exports' value of 10.92% is 561.8% above this benchmark. Historically, Nucleus Software Exports' own ROA % has ranged from 5.05 to 19.27 over the past decade. While the company's 10-year median is 11.74 vs. the industry median of 1.65, Nucleus Software Exports has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.65, based on 2,883 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nucleus Software Exports's current ROA % of 10.92% is 561.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Nucleus Software Exports and its competitors. For the Software industry, the median ROA % is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nucleus Software Exports's current ROA % is 10.92%, which is near median its own 10-year median of 11.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nucleus Software Exports stock overvalued right now?
Based on GuruFocus' analysis, Nucleus Software Exports (BOM:531209) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,284.37, compared to a current price of ₹765.90 — trading 40.4% below its estimated fair value. The current ROA % is 10.92%, which is near median its 10-year median of 11.74 and 561.8% above the Software industry median of 1.65. Nucleus Software Exports' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Nucleus Software Exports (BOM:531209), the current ROA % is 10.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nucleus Software Exports (BOM:531209) Overvalued in 2026?
Based on GuruFocus' analysis, Nucleus Software Exports stock appears to be undervalued.
The current stock price of ₹765.90 is trading 40.4% below its estimated GF Value™ of ₹1,284.37.
GuruFocus considers Nucleus Software Exports to be Significantly Undervalued.
Key valuation signals for BOM:531209:
ROA %: 10.92% (near median its 10-year median of 11.74)
GF Value™: ₹1,284.37 vs. price of ₹765.90 (40.4% below fair value)
Industry Position: 561.8% above the Software median (#552 of 2883)
No single metric tells the full story. See the BOM:531209 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nucleus Software Exports Ltd is a provider of lending and transaction banking products to the financial services industry. Its products are used by retail banking, corporate banking, cash management, internet banking, automotive finance, and other business areas. The company's key products include Finnone and Finnaxia. Geographical segments include India, Far East, South East Asia, Europe, the Middle East, Africa, Australia, and Others. The company derives the majority of its revenue from India. Its services include Professional Services, Application Services, and Managed Infrastructure Services.
71GF Score
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