Nucleus Software ExportsBOM:531209 -1.23%71 Interest Coverage is 88.32 as of Mar. 2026, which is 53% below its 10-year median of 189.28. GuruFocus rates BOM:531209 with a GF Score™ of 71/100 and a GF Value™ of ₹1,285.52 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,703 Software companies, Nucleus Software Exports ranks better than 64.71% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Nucleus Software Exports's
Operating Income
for the
three
months ended in Mar. 2026 was ₹300 Mil. Nucleus Software Exports's Interest Expense for the
three
months ended in Mar. 2026 was ₹-3 Mil.
Nucleus Software Exports's interest coverage for the quarter that ended in Mar. 2026 was 88.32.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Nucleus Software Exports Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Nucleus Software Exports's Interest Coverage or its related term are showing as below:
BOM:531209'
s Interest Coverage Range Over the Past 10 Years
Min: 51.07 Med: 189.28 Max: 5168
Current: 77.36
BOM:531209's Interest Coverage is ranked better than 64.71% of 1703
companies
in the Software industry
Industry Median: 24.67
vs BOM:531209: 77.36
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Nucleus Software Exports Interest Coverage Related Terms
Nucleus Software Exports Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:531209 vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, Nucleus Software Exports's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nucleus Software Exports Interest Coverage vs Software Industry
For the Software industry and Technology sector, Nucleus Software Exports's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Nucleus Software Exports's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nucleus Software Exports (BOM:531209) has a Interest Coverage of 88.32 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nucleus Software Exports and its competitors. This is 53% below median its historical median of 189.28. Over the past decade, Nucleus Software Exports' Interest Coverage has ranged from 51.07 to 5,168.00. According to the industry distribution chart, Nucleus Software Exports ranks #601 out of 1703 companies in the Software industry, placing it in the top 35.3%.
Is Nucleus Software Exports' Interest Coverage too high?
Nucleus Software Exports' current Interest Coverage of 88.32 is 53% below median its 10-year median of 189.28. Over the past 10 years, this metric has ranged from a low of 51.07 to a high of 5,168.00. The Software industry median Interest Coverage is 24.67. Nucleus Software Exports' value of 88.32 is 258% above this industry median. Based on the distribution chart, Nucleus Software Exports ranks #601 out of 1703 companies in the Software industry, which is above the industry midpoint. Overall, Nucleus Software Exports has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nucleus Software Exports' Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Nucleus Software Exports ranks #601 out of 1703 companies for Interest Coverage. This puts Nucleus Software Exports in the upper half of its industry. The industry median Interest Coverage is 24.67. Nucleus Software Exports' value of 88.32 is 258% above this benchmark. Historically, Nucleus Software Exports' own Interest Coverage has ranged from 51.07 to 5,168.00 over the past decade. While the company's 10-year median is 189.28 vs. the industry median of 24.67, Nucleus Software Exports has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.67, based on 1,703 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nucleus Software Exports's current Interest Coverage of 88.32 is 258% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nucleus Software Exports and its competitors. For the Software industry, the median Interest Coverage is 24.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nucleus Software Exports's current Interest Coverage is 88.32, which is 53% below median its own 10-year median of 189.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nucleus Software Exports stock overvalued right now?
Based on GuruFocus' analysis, Nucleus Software Exports (BOM:531209) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹1,285.52, compared to a current price of ₹750.35 — trading 41.6% below its estimated fair value. The current Interest Coverage is 88.32, which is 53% below median its 10-year median of 189.28 and 258% above the Software industry median of 24.67. Nucleus Software Exports' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nucleus Software Exports (BOM:531209), the current Interest Coverage is 88.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nucleus Software Exports (BOM:531209) Overvalued in 2026?
Based on GuruFocus' analysis, Nucleus Software Exports stock appears to be undervalued.
The current stock price of ₹750.35 is trading 41.6% below its estimated GF Value™ of ₹1,285.52.
GuruFocus considers Nucleus Software Exports to be Significantly Undervalued.
Key valuation signals for BOM:531209:
Interest Coverage: 88.32 (53% below median its 10-year median of 189.28)
GF Value™: ₹1,285.52 vs. price of ₹750.35 (41.6% below fair value)
Industry Position: 258% above the Software median (#601 of 1703)
No single metric tells the full story. See the BOM:531209 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nucleus Software Exports Ltd is a provider of lending and transaction banking products to the financial services industry. Its products are used by retail banking, corporate banking, cash management, internet banking, automotive finance, and other business areas. The company's key products include Finnone and Finnaxia. Geographical segments include India, Far East, South East Asia, Europe, the Middle East, Africa, Australia, and Others. The company derives the majority of its revenue from India. Its services include Professional Services, Application Services, and Managed Infrastructure Services.
71GF Score
Get the complete analysis for BOM:531209
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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