CEWE Stiftung KGaA (CHIX:CWCD) ROA %: 3.26% (As of Mar. 2026) — 61% Below Median


CHIX:CWCD CEWE Stiftung & Co KGaA CHIX:CWCD
75 GF Score
Price €100.40
GF Value €151.50
Valuation Modestly Undervalued
! 3 Warning Signs
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What is CEWE Stiftung KGaA ROA %?

CEWE Stiftung KGaA CHIX:CWCD 75 ROA % is 3.26% as of Mar. 2026, which is 61% below its 10-year median of 8.28. GuruFocus rates CHIX:CWCD with a GF Score™ of 75/100 and a GF Value™ of €151.50 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 98 Personal Services companies, CEWE Stiftung KGaA ranks better than 82.65% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. CEWE Stiftung KGaA's annualized Net Income for the quarter that ended in Mar. 2026 was €22.5 Mil. CEWE Stiftung KGaA's average Total Assets over the quarter that ended in Mar. 2026 was €690.0 Mil. Therefore, CEWE Stiftung KGaA's annualized ROA % for the quarter that ended in Mar. 2026 was 3.26%.

The historical rank and industry rank for CEWE Stiftung KGaA's ROA % or its related term are showing as below:

CHIX:CWCd' s ROA % Range Over the Past 10 Years
Min: 6.1   Med: 8.28   Max: 9.14
Current: 9.14

During the past 13 years, CEWE Stiftung KGaA's highest ROA % was 9.14%. The lowest was 6.10%. And the median was 8.28%.

CHIX:CWCd's ROA % is ranked better than
82.65% of 98 companies
in the Personal Services industry
Industry Median: 2.495 vs CHIX:CWCd: 9.14

CEWE Stiftung KGaA  (CHIX:CWCd) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=22.472/690.02
=(Net Income / Revenue)*(Revenue / Total Assets)
=(22.472 / 744.596)*(744.596 / 690.02)
=Net Margin %*Asset Turnover
=3.02 %*1.0791
=3.26 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


CEWE Stiftung KGaA ROA % Related Terms


CEWE Stiftung KGaA ROA % Historical Data

* Premium members only.

The historical data trend for CEWE Stiftung KGaA's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CEWE Stiftung KGaA ROA % Chart

CEWE Stiftung KGaA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.98 8.29 8.83 8.69 7.96

CEWE Stiftung KGaA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.67 -1.82 -0.32 33.56 3.26

CHIX:CWCD vs ROL, SCI, HRB: ROA % Comparison

For the Personal Services subindustry, CEWE Stiftung KGaA's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CEWE Stiftung KGaA ROA % vs Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, CEWE Stiftung KGaA's ROA % distribution charts can be found below:

* The bar in red indicates where CEWE Stiftung KGaA's ROA % falls into.


CHIX:CWCD
75GF Score
CEWE Stiftung & Co KGaA CHIX:CWCD
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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CEWE Stiftung KGaA ROA % Calculation

CEWE Stiftung KGaA's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=58.011/( (716.85+740.536)/ 2 )
=58.011/728.693
=7.96 %

CEWE Stiftung KGaA's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=22.472/( (740.536+639.504)/ 2 )
=22.472/690.02
=3.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 3.26% mean?
CEWE Stiftung KGaA (CHIX:CWCD) has a ROA % of 3.26% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CEWE Stiftung KGaA and its competitors. This is 61% below median its historical median of 8.28. Over the past decade, CEWE Stiftung KGaA's ROA % has ranged from 6.10 to 9.14. According to the industry distribution chart, CEWE Stiftung KGaA ranks #17 out of 98 companies in the Personal Services industry, placing it in the top 17.3%.
Is CEWE Stiftung KGaA's ROA % too high?
CEWE Stiftung KGaA's current ROA % of 3.26% is 61% below median its 10-year median of 8.28. Over the past 10 years, this metric has ranged from a low of 6.10 to a high of 9.14. The Personal Services industry median ROA % is 2.50. CEWE Stiftung KGaA's value of 3.26% is 30.7% above this industry median. Based on the distribution chart, CEWE Stiftung KGaA ranks #17 out of 98 companies in the Personal Services industry, which is in the top quartile — a strong position relative to peers. Overall, CEWE Stiftung KGaA has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CEWE Stiftung KGaA's ROA % compare to ROL and SCI?
According to the Personal Services industry distribution chart, CEWE Stiftung KGaA ranks #17 out of 98 companies for ROA %. This places CEWE Stiftung KGaA in the top 17% of its industry — outperforming the majority of peers. The industry median ROA % is 2.50. CEWE Stiftung KGaA's value of 3.26% is 30.7% above this benchmark. Historically, CEWE Stiftung KGaA's own ROA % has ranged from 6.10 to 9.14 over the past decade. While the company's 10-year median is 8.28 vs. the industry median of 2.50, CEWE Stiftung KGaA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Personal Services company?
The median ROA % among Personal Services companies is 2.50, based on 98 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CEWE Stiftung KGaA's current ROA % of 3.26% is 30.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CEWE Stiftung KGaA and its competitors. For the Personal Services industry, the median ROA % is 2.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CEWE Stiftung KGaA's current ROA % is 3.26%, which is 61% below median its own 10-year median of 8.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CEWE Stiftung KGaA stock overvalued right now?
Based on GuruFocus' analysis, CEWE Stiftung KGaA (CHIX:CWCD) is currently considered Modestly Undervalued. The stock's GF Value™ is €151.50, compared to a current price of €100.40 — trading 33.7% below its estimated fair value. The current ROA % is 3.26%, which is 61% below median its 10-year median of 8.28 and 30.7% above the Personal Services industry median of 2.50. CEWE Stiftung KGaA's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For CEWE Stiftung KGaA (CHIX:CWCD), the current ROA % is 3.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CEWE Stiftung KGaA (CHIX:CWCD) Overvalued in 2026?

Based on GuruFocus' analysis, CEWE Stiftung KGaA stock appears to be undervalued. The current stock price of €100.40 is trading 33.7% below its estimated GF Value™ of €151.50. GuruFocus considers CEWE Stiftung KGaA to be Modestly Undervalued.

Key valuation signals for CHIX:CWCD:

  • ROA %: 3.26% (61% below median its 10-year median of 8.28)
  • GF Value™: €151.50 vs. price of €100.40 (33.7% below fair value)
  • GF Score™: 75/100 with 3 warning signs
  • Industry Position: 30.7% above the Personal Services median (#17 of 98)

No single metric tells the full story. See the CHIX:CWCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CEWE Stiftung KGaA Business Description

Address Meerweg 30 - 32, Oldenburg, NI, DEU, 26133
CEWE Stiftung & Co KGaA is a German-based company which provides photo service, photo retail business, and commercial online printing. The company operates a business through three segments through photofinishing, retail, and commercial online printing. Its Photofinishing segment works on the printing of photos of analogue or digital origin. Retail unit trades photo hardware and photo products to end consumers using various brands such as Fotojoker, Fotolab and Japan Photo, among others. The Online Printing unit operates through online printing portals, such as www.cewe-print.de and others. The company derives it's majority of the revenue from photofinishing activity in Germany.
75GF Score

Get the complete analysis for CHIX:CWCD

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€100.40
Price
€151.50
GF Value