CEWE Stiftung KGaACHIX:CWCD 75 ROE % is 4.96% as of Mar. 2026, which is 67% below its 10-year median of 15.20. GuruFocus rates CHIX:CWCD with a GF Score™ of 75/100 and a GF Value™ of €151.50 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 92 Personal Services companies, CEWE Stiftung KGaA ranks better than 65.22% on this metric.
The historical rank and industry rank for CEWE Stiftung KGaA's ROE % or its related term are showing as below:
CHIX:CWCd'
s ROE % Range Over the Past 10 Years
Min: 12.1 Med: 15.2 Max: 18.2
Current: 13.74
During the past 13 years, CEWE Stiftung KGaA's highest ROE % was 18.20%. The lowest was 12.10%. And the median was 15.20%.
CHIX:CWCd's ROE % is ranked better than 65.22% of 92
companies
in the Personal Services industry
Industry Median: 6.15
vs CHIX:CWCd: 13.74
CEWE Stiftung KGaA (CHIX:CWCd) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
CEWE Stiftung KGaA ROE % Related Terms
CEWE Stiftung KGaA ROE % Historical Data
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The historical data trend for CEWE Stiftung KGaA's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Personal Services subindustry, CEWE Stiftung KGaA's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CEWE Stiftung KGaA ROE % vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, CEWE Stiftung KGaA's ROE % distribution charts can be found below:
* The bar in red indicates where CEWE Stiftung KGaA's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
CEWE Stiftung KGaA (CHIX:CWCD) has a ROE % of 4.96% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CEWE Stiftung KGaA and its competitors. This is 67% below median its historical median of 15.20. Over the past decade, CEWE Stiftung KGaA's ROE % has ranged from 12.10 to 18.20. According to the industry distribution chart, CEWE Stiftung KGaA ranks #32 out of 92 companies in the Personal Services industry, placing it in the top 34.8%.
Is CEWE Stiftung KGaA's ROE % too high?
CEWE Stiftung KGaA's current ROE % of 4.96% is 67% below median its 10-year median of 15.20. Over the past 10 years, this metric has ranged from a low of 12.10 to a high of 18.20. The Personal Services industry median ROE % is 6.15. CEWE Stiftung KGaA's value of 4.96% is 19.3% below this industry median. Based on the distribution chart, CEWE Stiftung KGaA ranks #32 out of 92 companies in the Personal Services industry, which is above the industry midpoint. Overall, CEWE Stiftung KGaA has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CEWE Stiftung KGaA's ROE % compare to ROL and SCI?
According to the Personal Services industry distribution chart, CEWE Stiftung KGaA ranks #32 out of 92 companies for ROE %. This puts CEWE Stiftung KGaA in the upper half of its industry. The industry median ROE % is 6.15. CEWE Stiftung KGaA's value of 4.96% is 19.3% below this benchmark. Historically, CEWE Stiftung KGaA's own ROE % has ranged from 12.10 to 18.20 over the past decade. While the company's 10-year median is 15.20 vs. the industry median of 6.15, CEWE Stiftung KGaA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Personal Services company?
The median ROE % among Personal Services companies is 6.15, based on 92 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CEWE Stiftung KGaA's current ROE % of 4.96% is 19.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CEWE Stiftung KGaA and its competitors. For the Personal Services industry, the median ROE % is 6.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CEWE Stiftung KGaA's current ROE % is 4.96%, which is 67% below median its own 10-year median of 15.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CEWE Stiftung KGaA stock overvalued right now?
Based on GuruFocus' analysis, CEWE Stiftung KGaA (CHIX:CWCD) is currently considered Modestly Undervalued. The stock's GF Value™ is €151.50, compared to a current price of €100.40 — trading 33.7% below its estimated fair value. The current ROE % is 4.96%, which is 67% below median its 10-year median of 15.20 and 19.3% below the Personal Services industry median of 6.15. CEWE Stiftung KGaA's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For CEWE Stiftung KGaA (CHIX:CWCD), the current ROE % is 4.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CEWE Stiftung KGaA (CHIX:CWCD) Overvalued in 2026?
Based on GuruFocus' analysis, CEWE Stiftung KGaA stock appears to be undervalued.
The current stock price of €100.40 is trading 33.7% below its estimated GF Value™ of €151.50.
GuruFocus considers CEWE Stiftung KGaA to be Modestly Undervalued.
Key valuation signals for CHIX:CWCD:
ROE %: 4.96% (67% below median its 10-year median of 15.20)
GF Value™: €151.50 vs. price of €100.40 (33.7% below fair value)
Industry Position: 19.3% below the Personal Services median (#32 of 92)
No single metric tells the full story. See the CHIX:CWCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CEWE Stiftung & Co KGaA is a German-based company which provides photo service, photo retail business, and commercial online printing. The company operates a business through three segments through photofinishing, retail, and commercial online printing. Its Photofinishing segment works on the printing of photos of analogue or digital origin. Retail unit trades photo hardware and photo products to end consumers using various brands such as Fotojoker, Fotolab and Japan Photo, among others. The Online Printing unit operates through online printing portals, such as www.cewe-print.de and others. The company derives it's majority of the revenue from photofinishing activity in Germany.
75GF Score
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