DFI Retail Group HoldingsDFIHY +22.32%45 ROA % is 12.11% as of Dec. 2025, which is 296% above its 10-year median of 3.06. GuruFocus rates DFIHY with a GF Score™ of 45/100 and a GF Value™ of $9.84 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 312 Retail - Defensive companies, DFI Retail Group Holdings ranks better than 60.9% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. DFI Retail Group Holdings's annualizedNet Income for the quarter that ended in Dec. 2025 was $616 Mil.
DFI Retail Group Holdings's average Total Assets over the quarter that ended in Dec. 2025 was $5,087 Mil. Therefore, DFI Retail Group Holdings's annualized ROA % for the quarter that ended in Dec. 2025 was 12.11%.
The historical rank and industry rank for DFI Retail Group Holdings's ROA % or its related term are showing as below:
DFIHY'
s ROA % Range Over the Past 10 Years
Min: -1.54 Med: 3.06 Max: 9.43
Current: 4.65
During the past 13 years, DFI Retail Group Holdings's highest ROA % was 9.43%. The lowest was -1.54%. And the median was 3.06%.
DFIHY's ROA % is ranked better than 60.9% of 312
companies
in the Retail - Defensive industry
Industry Median: 3.56
vs DFIHY: 4.65
DFI Retail Group Holdings (OTCPK:DFIHY) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, DFI Retail Group Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DFI Retail Group Holdings ROA % vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, DFI Retail Group Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where DFI Retail Group Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
DFI Retail Group Holdings (DFIHY) has a ROA % of 12.11% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on DFI Retail Group Holdings and its competitors. This is 296% above median its historical median of 3.06. According to the industry distribution chart, DFI Retail Group Holdings ranks #122 out of 312 companies in the Retail - Defensive industry, placing it in the top 39.1%.
Is DFI Retail Group Holdings' ROA % too high?
DFI Retail Group Holdings' current ROA % of 12.11% is 296% above median its 10-year median of 3.06. The Retail - Defensive industry median ROA % is 3.56. DFI Retail Group Holdings' value of 12.11% is 240.2% above this industry median. Based on the distribution chart, DFI Retail Group Holdings ranks #122 out of 312 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, DFI Retail Group Holdings has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DFI Retail Group Holdings' ROA % compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, DFI Retail Group Holdings ranks #122 out of 312 companies for ROA %. This puts DFI Retail Group Holdings in the upper half of its industry. The industry median ROA % is 3.56. DFI Retail Group Holdings' value of 12.11% is 240.2% above this benchmark. While the company's 10-year median is 3.06 vs. the industry median of 3.56, DFI Retail Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Retail - Defensive company?
The median ROA % among Retail - Defensive companies is 3.56, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DFI Retail Group Holdings's current ROA % of 12.11% is 240.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on DFI Retail Group Holdings and its competitors. For the Retail - Defensive industry, the median ROA % is 3.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DFI Retail Group Holdings's current ROA % is 12.11%, which is 296% above median its own 10-year median of 3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DFI Retail Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, DFI Retail Group Holdings (DFIHY) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.84, compared to a current price of $20.50 — trading 108.3% above its estimated fair value. The current ROA % is 12.11%, which is 296% above median its 10-year median of 3.06 and 240.2% above the Retail - Defensive industry median of 3.56. DFI Retail Group Holdings' overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For DFI Retail Group Holdings (DFIHY), the current ROA % is 12.11% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DFI Retail Group Holdings (DFIHY) Overvalued in 2026?
Based on GuruFocus' analysis, DFI Retail Group Holdings stock appears to be overvalued.
The current stock price of $20.50 is trading 108.3% above its estimated GF Value™ of $9.84.
GuruFocus considers DFI Retail Group Holdings to be Significantly Overvalued.
Key valuation signals for DFIHY:
ROA %: 12.11% (296% above median its 10-year median of 3.06)
GF Value™: $9.84 vs. price of $20.50 (108.3% above fair value)
Industry Position: 240.2% above the Retail - Defensive median (#122 of 312)
No single metric tells the full story. See the DFIHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DFI Retail Group Holdings Ltd is an Asian retailer that operates in five segments: Food, Health and Beauty, Home Furnishings, Convenience, and Other Retailing. Convenience is the Group's 7-Eleven businesses. Food comprises the grocery retail businesses (including Robinsons Retail operating in the Philippines and Yonghui operating on the Chinese mainland up to their respective dates of divestment). Home Furnishings is the Group's IKEA businesses. Restaurants is the Group's associate, Maxim's, a food and beverage company. Other Retailing represents the department stores, specialty and Do-It-Yourself (DIY) stores of Robinsons Retail. The majority of revenue is derived from the Food segment.
45GF Score
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