CNH Industrial NVFRA:37C +1.73%67 ROA % is 0.07% as of Mar. 2026, which is 97% below its 10-year median of 2.53. GuruFocus rates FRA:37C with a GF Score™ of 67/100 and a GF Value™ of €8.46 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 212 Farm & Heavy Construction Machinery companies, CNH Industrial NV ranks worse than 71.23% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. CNH Industrial NV's annualizedNet Income for the quarter that ended in Mar. 2026 was €24 Mil.
CNH Industrial NV's average Total Assets over the quarter that ended in Mar. 2026 was €36,434 Mil. Therefore, CNH Industrial NV's annualized ROA % for the quarter that ended in Mar. 2026 was 0.07%.
The historical rank and industry rank for CNH Industrial NV's ROA % or its related term are showing as below:
FRA:37C'
s ROA % Range Over the Past 10 Years
Min: -1.03 Med: 2.53 Max: 5.31
Current: 0.9
During the past 13 years, CNH Industrial NV's highest ROA % was 5.31%. The lowest was -1.03%. And the median was 2.53%.
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
CNH Industrial NV ROA % Related Terms
CNH Industrial NV ROA % Historical Data
* Premium members only.
The historical data trend for CNH Industrial NV's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Farm & Heavy Construction Machinery subindustry, CNH Industrial NV's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CNH Industrial NV ROA % vs Farm & Heavy Construction Machinery Industry
For the Farm & Heavy Construction Machinery industry and Industrials sector, CNH Industrial NV's ROA % distribution charts can be found below:
* The bar in red indicates where CNH Industrial NV's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
CNH Industrial NV (FRA:37C) has a ROA % of 0.07% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CNH Industrial NV and its competitors. This is 97% below median its historical median of 2.53. According to the industry distribution chart, CNH Industrial NV ranks #151 out of 212 companies in the Farm & Heavy Construction Machinery industry, placing it in the top 71.2%.
Is CNH Industrial NV's ROA % too high?
CNH Industrial NV's current ROA % of 0.07% is 97% below median its 10-year median of 2.53. The Farm & Heavy Construction Machinery industry median ROA % is 3.80. CNH Industrial NV's value of 0.07% is 98.2% below this industry median. Based on the distribution chart, CNH Industrial NV ranks #151 out of 212 companies in the Farm & Heavy Construction Machinery industry, which is below the industry midpoint. Overall, CNH Industrial NV has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CNH Industrial NV's ROA % compare to AGCO and OSK?
According to the Farm & Heavy Construction Machinery industry distribution chart, CNH Industrial NV ranks #151 out of 212 companies for ROA %. This places CNH Industrial NV in the lower half of its industry. The industry median ROA % is 3.80. CNH Industrial NV's value of 0.07% is 98.2% below this benchmark. While the company's 10-year median is 2.53 vs. the industry median of 3.80, CNH Industrial NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Farm & Heavy Construction Machinery company?
The median ROA % among Farm & Heavy Construction Machinery companies is 3.80, based on 212 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CNH Industrial NV's current ROA % of 0.07% is 98.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CNH Industrial NV and its competitors. For the Farm & Heavy Construction Machinery industry, the median ROA % is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CNH Industrial NV's current ROA % is 0.07%, which is 97% below median its own 10-year median of 2.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNH Industrial NV stock overvalued right now?
Based on GuruFocus' analysis, CNH Industrial NV (FRA:37C) is currently considered Modestly Overvalued. The stock's GF Value™ is €8.46, compared to a current price of €9.41 — trading 11.2% above its estimated fair value. The current ROA % is 0.07%, which is 97% below median its 10-year median of 2.53 and 98.2% below the Farm & Heavy Construction Machinery industry median of 3.80. CNH Industrial NV's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For CNH Industrial NV (FRA:37C), the current ROA % is 0.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CNH Industrial NV (FRA:37C) Overvalued in 2026?
Based on GuruFocus' analysis, CNH Industrial NV stock appears to be overvalued.
The current stock price of €9.41 is trading 11.2% above its estimated GF Value™ of €8.46.
GuruFocus considers CNH Industrial NV to be Modestly Overvalued.
Key valuation signals for FRA:37C:
ROA %: 0.07% (97% below median its 10-year median of 2.53)
GF Value™: €8.46 vs. price of €9.41 (11.2% above fair value)
Industry Position: 98.2% below the Farm & Heavy Construction Machinery median (#151 of 212)
No single metric tells the full story. See the FRA:37C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CNH Industrial is the world's second largest manufacturer of agricultural machinery (82% of industrial net sales) as well as a major player in construction equipment (18% of industrial net sales). Its Case and New Holland brands have served farmers for generations. Geographically, agricultural sales are 40% in North America, 32% in Europe, the Middle East, and Africa, 18% in South America, and 10% in Asia-Pacific. CNH's products are available through a robust independent dealer network, which includes over 2,600 dealer and distribution locations and reach into 164 countries. The construction business leverages over 400 dealers. The company's captive finance arm provides retail financing to its customers and wholesale financing to dealers to maintain inventory, thereby supporting sales.
67GF Score
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