Kasikornbank Public Co (FRA:TFBF) ROA %: 1.28% (As of Mar. 2026) — 13% Above Median


FRA:TFBF Kasikornbank Public Co Ltd FRA:TFBF
55 GF Score
Price €5.45
GF Value €3.70
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Kasikornbank Public Co ROA %?

Kasikornbank Public Co FRA:TFBF +0.93% 55 ROA % is 1.28% as of Mar. 2026, which is 13% above its 10-year median of 1.13. GuruFocus rates FRA:TFBF with a GF Score™ of 55/100 and a GF Value™ of €3.70 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,529 Banks companies, Kasikornbank Public Co ranks better than 59.71% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Kasikornbank Public Co's annualized Net Income for the quarter that ended in Mar. 2026 was €1,573 Mil. Kasikornbank Public Co's average Total Assets over the quarter that ended in Mar. 2026 was €122,509 Mil. Therefore, Kasikornbank Public Co's annualized ROA % for the quarter that ended in Mar. 2026 was 1.28%.

The historical rank and industry rank for Kasikornbank Public Co's ROA % or its related term are showing as below:

FRA:TFBF' s ROA % Range Over the Past 10 Years
Min: 0.85   Med: 1.13   Max: 1.49
Current: 1.13

During the past 13 years, Kasikornbank Public Co's highest ROA % was 1.49%. The lowest was 0.85%. And the median was 1.13%.

FRA:TFBF's ROA % is ranked better than
59.71% of 1529 companies
in the Banks industry
Industry Median: 0.98 vs FRA:TFBF: 1.13

Kasikornbank Public Co  (FRA:TFBF) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=1573/122508.568
=(Net Income / Revenue)*(Revenue / Total Assets)
=(1573 / 5120.904)*(5120.904 / 122508.568)
=Net Margin %*Asset Turnover
=30.72 %*0.0418
=1.28 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Kasikornbank Public Co ROA % Related Terms


Kasikornbank Public Co ROA % Historical Data

* Premium members only.

The historical data trend for Kasikornbank Public Co's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kasikornbank Public Co ROA % Chart

Kasikornbank Public Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.96 0.87 0.98 1.19 1.10

Kasikornbank Public Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 1.13 1.18 0.92 1.28

Kasikornbank Public Co ROA % Competitor Comparison

For the Banks - Regional subindustry, Kasikornbank Public Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kasikornbank Public Co ROA % vs Banks Industry

For the Banks industry and Financial Services sector, Kasikornbank Public Co's ROA % distribution charts can be found below:

* The bar in red indicates where Kasikornbank Public Co's ROA % falls into.


FRA:TFBF
55GF Score
Kasikornbank Public Co Ltd FRA:TFBF
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kasikornbank Public Co ROA % Calculation

Kasikornbank Public Co's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=1340.564/( (121418.006+123295.64)/ 2 )
=1340.564/122356.823
=1.10 %

Kasikornbank Public Co's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=1573/( (123295.64+121721.496)/ 2 )
=1573/122508.568
=1.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 1.28% mean?
Kasikornbank Public Co (FRA:TFBF) has a ROA % of 1.28% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Kasikornbank Public Co and its competitors. This is 13% above median its historical median of 1.13. Over the past decade, Kasikornbank Public Co's ROA % has ranged from 0.85 to 1.49. According to the industry distribution chart, Kasikornbank Public Co ranks #616 out of 1529 companies in the Banks industry, placing it in the top 40.3%.
Is Kasikornbank Public Co's ROA % too high?
Kasikornbank Public Co's current ROA % of 1.28% is 13% above median its 10-year median of 1.13. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 1.49. The Banks industry median ROA % is 0.98. Kasikornbank Public Co's value of 1.28% is 30.6% above this industry median. Based on the distribution chart, Kasikornbank Public Co ranks #616 out of 1529 companies in the Banks industry, which is above the industry midpoint. Overall, Kasikornbank Public Co has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kasikornbank Public Co's ROA % compare to competitors?
According to the Banks industry distribution chart, Kasikornbank Public Co ranks #616 out of 1529 companies for ROA %. This puts Kasikornbank Public Co in the upper half of its industry. The industry median ROA % is 0.98. Kasikornbank Public Co's value of 1.28% is 30.6% above this benchmark. Historically, Kasikornbank Public Co's own ROA % has ranged from 0.85 to 1.49 over the past decade. While the company's 10-year median is 1.13 vs. the industry median of 0.98, Kasikornbank Public Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kasikornbank Public Co's current ROA % of 1.28% is 30.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Kasikornbank Public Co and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kasikornbank Public Co's current ROA % is 1.28%, which is 13% above median its own 10-year median of 1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kasikornbank Public Co stock overvalued right now?
Based on GuruFocus' analysis, Kasikornbank Public Co (FRA:TFBF) is currently considered Significantly Overvalued. The stock's GF Value™ is €3.70, compared to a current price of €5.45 — trading 47.3% above its estimated fair value. The current ROA % is 1.28%, which is 13% above median its 10-year median of 1.13 and 30.6% above the Banks industry median of 0.98. Kasikornbank Public Co's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Kasikornbank Public Co (FRA:TFBF), the current ROA % is 1.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kasikornbank Public Co (FRA:TFBF) Overvalued in 2026?

Based on GuruFocus' analysis, Kasikornbank Public Co stock appears to be overvalued. The current stock price of €5.45 is trading 47.3% above its estimated GF Value™ of €3.70. GuruFocus considers Kasikornbank Public Co to be Significantly Overvalued.

Key valuation signals for FRA:TFBF:

  • ROA %: 1.28% (13% above median its 10-year median of 1.13)
  • GF Value™: €3.70 vs. price of €5.45 (47.3% above fair value)
  • GF Score™: 55/100 with 6 warning signs
  • Industry Position: 30.6% above the Banks median (#616 of 1529)

No single metric tells the full story. See the FRA:TFBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kasikornbank Public Co Business Description

Address 400/22 Phahon Yothin Road, Sam Sen Nai Sub-District, Phaya Thai District, Bangkok, THA, 10400
Kasikornbank Public Co Ltd is a commercial bank operating in Thailand. The corporate business customers of the company include public and private companies, government-backed enterprises or agencies, and financial institutions. The corporate business provides a variety of financial products and services, such as loans, working capital, cash management, and value chain solutions. The retail business focuses on individual customers and offers loans and deposits, debit and credit cards, financial planning, and transactional banking services. The treasury and capital markets business includes funding, risk management, foreign currency exchange services, and other related businesses.
55GF Score

Get the complete analysis for FRA:TFBF

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.45
Price
€3.70
GF Value