Augmentum Fintech (LSE:AUGM) ROA %: -2.21% (As of Sep. 2025)


LSE:AUGM Augmentum Fintech PLC LSE:AUGM
21 GF Score
Price £1.11
GF Value £0.78
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Augmentum Fintech ROA %?

Augmentum Fintech LSE:AUGM 21 ROA % is -2.21% as of Sep. 2025. GuruFocus rates LSE:AUGM with a GF Score™ of 21/100 and a GF Value™ of £0.78 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,636 Asset Management companies, Augmentum Fintech ranks worse than 82.46% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Augmentum Fintech's annualized Net Income for the quarter that ended in Sep. 2025 was £-6.31 Mil. Augmentum Fintech's average Total Assets over the quarter that ended in Sep. 2025 was £286.06 Mil. Therefore, Augmentum Fintech's annualized ROA % for the quarter that ended in Sep. 2025 was -2.21%.

The historical rank and industry rank for Augmentum Fintech's ROA % or its related term are showing as below:

LSE:AUGM' s ROA % Range Over the Past 10 Years
Min: -5.13   Med: 5.53   Max: 24.06
Current: -4.12

During the past 7 years, Augmentum Fintech's highest ROA % was 24.06%. The lowest was -5.13%. And the median was 5.53%.

LSE:AUGM's ROA % is ranked worse than
82.46% of 1636 companies
in the Asset Management industry
Industry Median: 4.02 vs LSE:AUGM: -4.12

Augmentum Fintech  (LSE:AUGM) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Sep. 2025 )
=Net Income/Total Assets
=-6.314/286.062
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-6.314 / -0.476)*(-0.476 / 286.062)
=Net Margin %*Asset Turnover
=1326.47 %*-0.0017
=-2.21 %

Note: The Net Income data used here is two times the semi-annual (Sep. 2025) net income data. The Revenue data used here is two times the semi-annual (Sep. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Augmentum Fintech ROA % Related Terms


Augmentum Fintech ROA % Historical Data

* Premium members only.

The historical data trend for Augmentum Fintech's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Augmentum Fintech ROA % Chart

Augmentum Fintech Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
ROA %
Get a 7-Day Free Trial 11.91 24.06 1.64 4.60 -5.13

Augmentum Fintech Semi-Annual Data
Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.61 8.63 -4.31 -5.99 -2.21

LSE:AUGM vs BLK, BX, KKR: ROA % Comparison

For the Asset Management subindustry, Augmentum Fintech's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Augmentum Fintech ROA % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Augmentum Fintech's ROA % distribution charts can be found below:

* The bar in red indicates where Augmentum Fintech's ROA % falls into.


LSE:AUGM
21GF Score
Augmentum Fintech PLC LSE:AUGM
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
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Augmentum Fintech ROA % Calculation

Augmentum Fintech's annualized ROA % for the fiscal year that ended in Mar. 2025 is calculated as:

ROA %=Net Income (A: Mar. 2025 )/( (Total Assets (A: Mar. 2024 )+Total Assets (A: Mar. 2025 ))/ count )
=-15.225/( (304.49+288.914)/ 2 )
=-15.225/296.702
=-5.13 %

Augmentum Fintech's annualized ROA % for the quarter that ended in Sep. 2025 is calculated as:

ROA %=Net Income (Q: Sep. 2025 )/( (Total Assets (Q: Mar. 2025 )+Total Assets (Q: Sep. 2025 ))/ count )
=-6.314/( (288.914+283.21)/ 2 )
=-6.314/286.062
=-2.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Sep. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -2.21% mean?
Augmentum Fintech (LSE:AUGM) has a ROA % of -2.21% as of Sep. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Augmentum Fintech and its competitors. According to the industry distribution chart, Augmentum Fintech ranks #1349 out of 1636 companies in the Asset Management industry, placing it in the top 82.5%.
Is Augmentum Fintech's ROA % too high?
Augmentum Fintech's current ROA % is -2.21%. Based on the distribution chart, Augmentum Fintech ranks #1349 out of 1636 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Augmentum Fintech has a GF Score™ of 21/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Augmentum Fintech's ROA % compare to BLK and BX?
According to the Asset Management industry distribution chart, Augmentum Fintech ranks #1349 out of 1636 companies for ROA %. This places Augmentum Fintech in the lower half of its industry. The industry median ROA % is 4.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 4.02, based on 1,636 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Augmentum Fintech and its competitors. For the Asset Management industry, the median ROA % is 4.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Augmentum Fintech's current ROA % is -2.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Augmentum Fintech stock overvalued right now?
Based on GuruFocus' analysis, Augmentum Fintech (LSE:AUGM) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.78, compared to a current price of £1.11 — trading 42.3% above its estimated fair value. The current ROA % is -2.21%. Augmentum Fintech's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Augmentum Fintech (LSE:AUGM), the current ROA % is -2.21% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Augmentum Fintech (LSE:AUGM) Overvalued in 2026?

Based on GuruFocus' analysis, Augmentum Fintech stock appears to be overvalued. The current stock price of £1.11 is trading 42.3% above its estimated GF Value™ of £0.78. GuruFocus considers Augmentum Fintech to be Significantly Overvalued.

Key valuation signals for LSE:AUGM:

  • ROA %: -2.21%
  • GF Value™: £0.78 vs. price of £1.11 (42.3% above fair value)
  • GF Score™: 21/100 with 2 warning signs

No single metric tells the full story. See the LSE:AUGM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Augmentum Fintech Business Description

Address 25 Southampton Buildings, London, GBR, WC2A 1AL
Augmentum Fintech PLC is a closed-ended investment company, which invests in companies located in the UK. The company's investment objective is to generate capital growth over the long term through investment in a portfolio of fast-growing and/or high-potential private financial services technology businesses. It invests in early-stage high-growth fintech businesses in the banking, insurance and asset management sectors.
21GF Score

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ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.11
Price
£0.78
GF Value