Menora Mivtachim HoldingsMNRHF 63 ROA % is 2.29% as of Mar. 2026, which is 194% above its 10-year median of 0.78. GuruFocus rates MNRHF with a GF Score™ of 63/100 and a GF Value™ of $9.36. The stock has 3 warning signs investors should review. Among 511 Insurance companies, Menora Mivtachim Holdings ranks better than 56.16% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Menora Mivtachim Holdings's annualizedNet Income for the quarter that ended in Mar. 2026 was $626 Mil.
Menora Mivtachim Holdings's average Total Assets over the quarter that ended in Mar. 2026 was $27,365 Mil. Therefore, Menora Mivtachim Holdings's annualized ROA % for the quarter that ended in Mar. 2026 was 2.29%.
The historical rank and industry rank for Menora Mivtachim Holdings's ROA % or its related term are showing as below:
MNRHF'
s ROA % Range Over the Past 10 Years
Min: 0.09 Med: 0.78 Max: 3.17
Current: 3.17
During the past 13 years, Menora Mivtachim Holdings's highest ROA % was 3.17%. The lowest was 0.09%. And the median was 0.78%.
MNRHF's ROA % is ranked better than 56.16% of 511
companies
in the Insurance industry
Industry Median: 2.73
vs MNRHF: 3.17
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Menora Mivtachim Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Menora Mivtachim Holdings ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Menora Mivtachim Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where Menora Mivtachim Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Menora Mivtachim Holdings (MNRHF) has a ROA % of 2.29% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Menora Mivtachim Holdings and its competitors. This is 194% above median its historical median of 0.78. Over the past decade, Menora Mivtachim Holdings' ROA % has ranged from 0.09 to 3.17. According to the industry distribution chart, Menora Mivtachim Holdings ranks #224 out of 511 companies in the Insurance industry, placing it in the top 43.8%.
Is Menora Mivtachim Holdings' ROA % too high?
Menora Mivtachim Holdings' current ROA % of 2.29% is 194% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 3.17. The Insurance industry median ROA % is 2.73. Menora Mivtachim Holdings' value of 2.29% is 16.1% below this industry median. Based on the distribution chart, Menora Mivtachim Holdings ranks #224 out of 511 companies in the Insurance industry, which is above the industry midpoint. Overall, Menora Mivtachim Holdings has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Menora Mivtachim Holdings' ROA % compare to AFL and MET?
According to the Insurance industry distribution chart, Menora Mivtachim Holdings ranks #224 out of 511 companies for ROA %. This puts Menora Mivtachim Holdings in the upper half of its industry. The industry median ROA % is 2.73. Menora Mivtachim Holdings' value of 2.29% is 16.1% below this benchmark. Historically, Menora Mivtachim Holdings' own ROA % has ranged from 0.09 to 3.17 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 2.73, Menora Mivtachim Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.73, based on 511 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Menora Mivtachim Holdings's current ROA % of 2.29% is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Menora Mivtachim Holdings and its competitors. For the Insurance industry, the median ROA % is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Menora Mivtachim Holdings's current ROA % is 2.29%, which is 194% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Menora Mivtachim Holdings stock overvalued right now?
Menora Mivtachim Holdings (MNRHF) has a current ROA % of 2.29%. The stock's GF Value™ is $9.36, compared to a current price of $25.05 — trading 167.6% above its estimated fair value. The current ROA % is 2.29%, which is 194% above median its 10-year median of 0.78 and 16.1% below the Insurance industry median of 2.73. Menora Mivtachim Holdings' overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Menora Mivtachim Holdings (MNRHF), the current ROA % is 2.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Menora Mivtachim Holdings (MNRHF) Overvalued in 2026?
Based on GuruFocus' analysis, Menora Mivtachim Holdings stock appears to be overvalued.
The current stock price of $25.05 is trading 167.6% above its estimated GF Value™ of $9.36.
Key valuation signals for MNRHF:
ROA %: 2.29% (194% above median its 10-year median of 0.78)
GF Value™: $9.36 vs. price of $25.05 (167.6% above fair value)
Industry Position: 16.1% below the Insurance median (#224 of 511)
No single metric tells the full story. See the MNRHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Menora Mivtachim Holdings Ltd is a diversified insurance and finance group that operates in Israel. The company specializes in asset management and diversified insurance services, including general, life, and health insurance. Menora is also active within the capital market in a variety of fields, including corporate finance, investment banking, structured finance, and more. The company offers a broad variety of mutual funds that invest in various avenues in Israel and around the world, while also managing pension products and provident funds. The company's operating segments include Life insurance and long-term savings, focusing on policies, pension, and provident funds for death and disability risks, the Health insurance segment, and the Property and casualty insurance segment.
63GF Score
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