Old MutualMSW:OMU 86 ROA % is 0.67% as of Dec. 2025, which is 5% above its 10-year median of 0.64. GuruFocus rates MSW:OMU with a GF Score™ of 86/100 and a GF Value™ of MWK5,221.00 (Fairly Valued). The stock has 1 warning sign investors should review. Among 565 Diversified Financial Services companies, Old Mutual ranks worse than 52.39% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Old Mutual's annualizedNet Income for the quarter that ended in Dec. 2025 was MWK888,689 Mil.
Old Mutual's average Total Assets over the quarter that ended in Dec. 2025 was MWK131,657,759 Mil. Therefore, Old Mutual's annualized ROA % for the quarter that ended in Dec. 2025 was 0.67%.
The historical rank and industry rank for Old Mutual's ROA % or its related term are showing as below:
MSW:OMU'
s ROA % Range Over the Past 10 Years
Min: -0.55 Med: 0.64 Max: 1.86
Current: 0.65
During the past 13 years, Old Mutual's highest ROA % was 1.86%. The lowest was -0.55%. And the median was 0.64%.
MSW:OMU's ROA % is ranked worse than 52.39% of 565
companies
in the Diversified Financial Services industry
Industry Median: 0.9
vs MSW:OMU: 0.65
Old Mutual (MSW:OMU) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Old Mutual ROA % Related Terms
Old Mutual ROA % Historical Data
* Premium members only.
The historical data trend for Old Mutual's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, Old Mutual's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Mutual ROA % vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, Old Mutual's ROA % distribution charts can be found below:
* The bar in red indicates where Old Mutual's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Old Mutual (MSW:OMU) has a ROA % of 0.67% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Old Mutual and its competitors. This is near median its historical median of 0.64. According to the industry distribution chart, Old Mutual ranks #296 out of 565 companies in the Diversified Financial Services industry, placing it in the top 52.4%.
Is Old Mutual's ROA % too high?
Old Mutual's current ROA % of 0.67% is near median its 10-year median of 0.64. The Diversified Financial Services industry median ROA % is 0.90. Old Mutual's value of 0.67% is 25.6% below this industry median. Based on the distribution chart, Old Mutual ranks #296 out of 565 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, Old Mutual has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Old Mutual's ROA % compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, Old Mutual ranks #296 out of 565 companies for ROA %. This places Old Mutual in the lower half of its industry. The industry median ROA % is 0.90. Old Mutual's value of 0.67% is 25.6% below this benchmark. While the company's 10-year median is 0.64 vs. the industry median of 0.90, Old Mutual has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Diversified Financial Services company?
The median ROA % among Diversified Financial Services companies is 0.90, based on 565 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Mutual's current ROA % of 0.67% is 25.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Old Mutual and its competitors. For the Diversified Financial Services industry, the median ROA % is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Mutual's current ROA % is 0.67%, which is near median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Mutual stock overvalued right now?
Based on GuruFocus' analysis, Old Mutual (MSW:OMU) is currently considered Fairly Valued. The stock's GF Value™ is MWK5,221.00, compared to a current price of MWK5,300.02 — trading 1.5% above its estimated fair value. The current ROA % is 0.67%, which is near median its 10-year median of 0.64 and 25.6% below the Diversified Financial Services industry median of 0.90. Old Mutual's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Old Mutual (MSW:OMU), the current ROA % is 0.67% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Mutual (MSW:OMU) Overvalued in 2026?
Based on GuruFocus' analysis, Old Mutual stock appears to be overvalued.
The current stock price of MWK5,300.02 is trading 1.5% above its estimated GF Value™ of MWK5,221.00.
GuruFocus considers Old Mutual to be Fairly Valued.
Key valuation signals for MSW:OMU:
ROA %: 0.67% (near median its 10-year median of 0.64)
GF Value™: MWK5,221.00 vs. price of MWK5,300.02 (1.5% above fair value)
Industry Position: 25.6% below the Diversified Financial Services median (#296 of 565)
No single metric tells the full story. See the MSW:OMU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Mutual Ltd provides financial services that include wealth management, banking, asset management, and insurance. The firm is organized into the following operational segments: Old Mutual Life and Savings, Old Mutual Investments, Old Mutual Banking, Old Mutual Insure, Old Mutual Africa Regions, and Other Group Activities. The company generates key revenue from Old Mutual Life and Savings, which comprises retail and corporate segments offering risk, savings, investment, lending, and income products across diverse markets. This includes simple financial solutions for low- to lower-middle-income customers, holistic financial advice and tailored investment offerings for middle-income and high-net-worth individuals, and employee benefits and business solutions for SMEs.
86GF Score
Get the complete analysis for MSW:OMU
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MSW:OMU has been successfully added to your 
