Truworths InternationalNAM:TRW 88 ROA % is 18.28% as of Dec. 2025, which is 15% above its 10-year median of 15.91. GuruFocus rates NAM:TRW with a GF Score™ of 88/100 and a GF Value™ of R80.21 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,134 Retail - Cyclical companies, Truworths International ranks better than 91.36% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Truworths International's annualizedNet Income for the quarter that ended in Dec. 2025 was R3,664 Mil.
Truworths International's average Total Assets over the quarter that ended in Dec. 2025 was R20,046 Mil. Therefore, Truworths International's annualized ROA % for the quarter that ended in Dec. 2025 was 18.28%.
The historical rank and industry rank for Truworths International's ROA % or its related term are showing as below:
NAM:TRW'
s ROA % Range Over the Past 10 Years
Min: -3.6 Med: 15.91 Max: 23.46
Current: 13.92
During the past 13 years, Truworths International's highest ROA % was 23.46%. The lowest was -3.60%. And the median was 15.91%.
NAM:TRW's ROA % is ranked better than 91.36% of 1134
companies
in the Retail - Cyclical industry
Industry Median: 2.725
vs NAM:TRW: 13.92
Truworths International (NAM:TRW) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, Truworths International's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Truworths International ROA % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Truworths International's ROA % distribution charts can be found below:
* The bar in red indicates where Truworths International's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Truworths International (NAM:TRW) has a ROA % of 18.28% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Truworths International and its competitors. This is 15% above median its historical median of 15.91. According to the industry distribution chart, Truworths International ranks #98 out of 1134 companies in the Retail - Cyclical industry, placing it in the top 8.6%.
Is Truworths International's ROA % too high?
Truworths International's current ROA % of 18.28% is 15% above median its 10-year median of 15.91. The Retail - Cyclical industry median ROA % is 2.73. Truworths International's value of 18.28% is 570.8% above this industry median. Based on the distribution chart, Truworths International ranks #98 out of 1134 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Truworths International has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Truworths International's ROA % compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Truworths International ranks #98 out of 1134 companies for ROA %. This places Truworths International in the top 9% of its industry — outperforming the majority of peers. The industry median ROA % is 2.73. Truworths International's value of 18.28% is 570.8% above this benchmark. While the company's 10-year median is 15.91 vs. the industry median of 2.73, Truworths International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Retail - Cyclical company?
The median ROA % among Retail - Cyclical companies is 2.73, based on 1,134 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Truworths International's current ROA % of 18.28% is 570.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Truworths International and its competitors. For the Retail - Cyclical industry, the median ROA % is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Truworths International's current ROA % is 18.28%, which is 15% above median its own 10-year median of 15.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truworths International stock overvalued right now?
Based on GuruFocus' analysis, Truworths International (NAM:TRW) is currently considered Modestly Undervalued. The stock's GF Value™ is R80.21, compared to a current price of R57.15 — trading 28.7% below its estimated fair value. The current ROA % is 18.28%, which is 15% above median its 10-year median of 15.91 and 570.8% above the Retail - Cyclical industry median of 2.73. Truworths International's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Truworths International (NAM:TRW), the current ROA % is 18.28% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Truworths International (NAM:TRW) Overvalued in 2026?
Based on GuruFocus' analysis, Truworths International stock appears to be undervalued.
The current stock price of R57.15 is trading 28.7% below its estimated GF Value™ of R80.21.
GuruFocus considers Truworths International to be Modestly Undervalued.
Key valuation signals for NAM:TRW:
ROA %: 18.28% (15% above median its 10-year median of 15.91)
GF Value™: R80.21 vs. price of R57.15 (28.7% below fair value)
Industry Position: 570.8% above the Retail - Cyclical median (#98 of 1134)
No single metric tells the full story. See the NAM:TRW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Truworths International Ltd is an investment holding company. The company, along with its subsidiaries, manufactures and retails branded fashion clothing, footwear, homeware, cosmetics, hair and skin care products, and related merchandise through physical stores and online shopping. Its segments are i) The Truworths Africa: comprises the company's retail and e-commerce operations in Africa, through which it sells fashion apparel, footwear, other fashion products, and homeware. and ii) the Office UK business unit: comprises the footwear retail activities conducted by the company through stores, concession outlets, wholesale partnerships and an e-commerce channel in the United Kingdom and the Republic of Ireland. The majority of revenue is derived from the Truworths Africa business unit.
88GF Score
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