Truworths InternationalNAM:TRW 88 ROE % is 33.91% as of Dec. 2025, which is 7% above its 10-year median of 31.64. GuruFocus rates NAM:TRW with a GF Score™ of 88/100 and a GF Value™ of R77.56 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,097 Retail - Cyclical companies, Truworths International ranks better than 85.96% on this metric.
The historical rank and industry rank for Truworths International's ROE % or its related term are showing as below:
NAM:TRW'
s ROE % Range Over the Past 10 Years
Min: -7.73 Med: 31.64 Max: 49.62
Current: 25.95
During the past 13 years, Truworths International's highest ROE % was 49.62%. The lowest was -7.73%. And the median was 31.64%.
NAM:TRW's ROE % is ranked better than 85.96% of 1097
companies
in the Retail - Cyclical industry
Industry Median: 6.46
vs NAM:TRW: 25.95
Truworths International (NAM:TRW) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, Truworths International's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Truworths International ROE % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Truworths International's ROE % distribution charts can be found below:
* The bar in red indicates where Truworths International's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Truworths International (NAM:TRW) has a ROE % of 33.91% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Truworths International and its competitors. This is near median its historical median of 31.64. According to the industry distribution chart, Truworths International ranks #154 out of 1097 companies in the Retail - Cyclical industry, placing it in the top 14%.
Is Truworths International's ROE % too high?
Truworths International's current ROE % of 33.91% is near median its 10-year median of 31.64. The Retail - Cyclical industry median ROE % is 6.46. Truworths International's value of 33.91% is 424.9% above this industry median. Based on the distribution chart, Truworths International ranks #154 out of 1097 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Truworths International has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Truworths International's ROE % compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Truworths International ranks #154 out of 1097 companies for ROE %. This places Truworths International in the top 14% of its industry — outperforming the majority of peers. The industry median ROE % is 6.46. Truworths International's value of 33.91% is 424.9% above this benchmark. While the company's 10-year median is 31.64 vs. the industry median of 6.46, Truworths International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Retail - Cyclical company?
The median ROE % among Retail - Cyclical companies is 6.46, based on 1,097 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Truworths International's current ROE % of 33.91% is 424.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Truworths International and its competitors. For the Retail - Cyclical industry, the median ROE % is 6.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Truworths International's current ROE % is 33.91%, which is near median its own 10-year median of 31.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Truworths International stock overvalued right now?
Based on GuruFocus' analysis, Truworths International (NAM:TRW) is currently considered Modestly Undervalued. The stock's GF Value™ is R77.56, compared to a current price of R57.15 — trading 26.3% below its estimated fair value. The current ROE % is 33.91%, which is near median its 10-year median of 31.64 and 424.9% above the Retail - Cyclical industry median of 6.46. Truworths International's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Truworths International (NAM:TRW), the current ROE % is 33.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Truworths International (NAM:TRW) Overvalued in 2026?
Based on GuruFocus' analysis, Truworths International stock appears to be undervalued.
The current stock price of R57.15 is trading 26.3% below its estimated GF Value™ of R77.56.
GuruFocus considers Truworths International to be Modestly Undervalued.
Key valuation signals for NAM:TRW:
ROE %: 33.91% (near median its 10-year median of 31.64)
GF Value™: R77.56 vs. price of R57.15 (26.3% below fair value)
Industry Position: 424.9% above the Retail - Cyclical median (#154 of 1097)
No single metric tells the full story. See the NAM:TRW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Truworths International Ltd is an investment holding company. The company, along with its subsidiaries, manufactures and retails branded fashion clothing, footwear, homeware, cosmetics, hair and skin care products, and related merchandise through physical stores and online shopping. Its segments are i) The Truworths Africa: comprises the company's retail and e-commerce operations in Africa, through which it sells fashion apparel, footwear, other fashion products, and homeware. and ii) the Office UK business unit: comprises the footwear retail activities conducted by the company through stores, concession outlets, wholesale partnerships and an e-commerce channel in the United Kingdom and the Republic of Ireland. The majority of revenue is derived from the Truworths Africa business unit.
88GF Score
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