Qualitas ControladoraB de CVQUCOF 81 ROA % is 5.08% as of Mar. 2026, which is 11% above its 10-year median of 4.56. GuruFocus rates QUCOF with a GF Score™ of 81/100 and a GF Value™ of $11.10 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 508 Insurance companies, Qualitas ControladoraB de CV ranks better than 65.35% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Qualitas ControladoraB de CV's annualizedNet Income for the quarter that ended in Mar. 2026 was $345 Mil.
Qualitas ControladoraB de CV's average Total Assets over the quarter that ended in Mar. 2026 was $6,796 Mil. Therefore, Qualitas ControladoraB de CV's annualized ROA % for the quarter that ended in Mar. 2026 was 5.08%.
The historical rank and industry rank for Qualitas ControladoraB de CV's ROA % or its related term are showing as below:
QUCOF'
s ROA % Range Over the Past 10 Years
Min: 2.98 Med: 4.56 Max: 10.29
Current: 3.87
During the past 13 years, Qualitas ControladoraB de CV's highest ROA % was 10.29%. The lowest was 2.98%. And the median was 4.56%.
QUCOF's ROA % is ranked better than 65.35% of 508
companies
in the Insurance industry
Industry Median: 2.68
vs QUCOF: 3.87
Qualitas ControladoraB de CV (OTCPK:QUCOF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Qualitas ControladoraB de CV ROA % Related Terms
Qualitas ControladoraB de CV ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Qualitas ControladoraB de CV's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qualitas ControladoraB de CV ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Qualitas ControladoraB de CV's ROA % distribution charts can be found below:
* The bar in red indicates where Qualitas ControladoraB de CV's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Qualitas ControladoraB de CV (QUCOF) has a ROA % of 5.08% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Qualitas ControladoraB de CV and its competitors. This is 11% above median its historical median of 4.56. Over the past decade, Qualitas ControladoraB de CV's ROA % has ranged from 2.98 to 10.29. According to the industry distribution chart, Qualitas ControladoraB de CV ranks #176 out of 508 companies in the Insurance industry, placing it in the top 34.6%.
Is Qualitas ControladoraB de CV's ROA % too high?
Qualitas ControladoraB de CV's current ROA % of 5.08% is 11% above median its 10-year median of 4.56. Over the past 10 years, this metric has ranged from a low of 2.98 to a high of 10.29. The Insurance industry median ROA % is 2.68. Qualitas ControladoraB de CV's value of 5.08% is 89.6% above this industry median. Based on the distribution chart, Qualitas ControladoraB de CV ranks #176 out of 508 companies in the Insurance industry, which is above the industry midpoint. Overall, Qualitas ControladoraB de CV has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qualitas ControladoraB de CV's ROA % compare to CB and PGR?
According to the Insurance industry distribution chart, Qualitas ControladoraB de CV ranks #176 out of 508 companies for ROA %. This puts Qualitas ControladoraB de CV in the upper half of its industry. The industry median ROA % is 2.68. Qualitas ControladoraB de CV's value of 5.08% is 89.6% above this benchmark. Historically, Qualitas ControladoraB de CV's own ROA % has ranged from 2.98 to 10.29 over the past decade. While the company's 10-year median is 4.56 vs. the industry median of 2.68, Qualitas ControladoraB de CV has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.68, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qualitas ControladoraB de CV's current ROA % of 5.08% is 89.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Qualitas ControladoraB de CV and its competitors. For the Insurance industry, the median ROA % is 2.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qualitas ControladoraB de CV's current ROA % is 5.08%, which is 11% above median its own 10-year median of 4.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qualitas ControladoraB de CV stock overvalued right now?
Based on GuruFocus' analysis, Qualitas ControladoraB de CV (QUCOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.10, compared to a current price of $9.10 — trading 18% below its estimated fair value. The current ROA % is 5.08%, which is 11% above median its 10-year median of 4.56 and 89.6% above the Insurance industry median of 2.68. Qualitas ControladoraB de CV's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Qualitas ControladoraB de CV (QUCOF), the current ROA % is 5.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qualitas ControladoraB de CV (QUCOF) Overvalued in 2026?
Based on GuruFocus' analysis, Qualitas ControladoraB de CV stock appears to be undervalued.
The current stock price of $9.10 is trading 18% below its estimated GF Value™ of $11.10.
GuruFocus considers Qualitas ControladoraB de CV to be Modestly Undervalued.
Key valuation signals for QUCOF:
ROA %: 5.08% (11% above median its 10-year median of 4.56)
GF Value™: $11.10 vs. price of $9.10 (18% below fair value)
Industry Position: 89.6% above the Insurance median (#176 of 508)
No single metric tells the full story. See the QUCOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qualitas Controladora SAB de CV provides auto insurance. The company offers a full line of property and casualty and liability insurance for vehicles and policyholders.
81GF Score
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