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Great Eastern HoldingsSGX:G07 +2.07%53 ROA % is 1.02% as of Dec. 2025, which is 12% above its 10-year median of 0.91. GuruFocus rates SGX:G07 with a GF Score™ of 53/100 and a GF Value™ of S$12.91 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 507 Insurance companies, Great Eastern Holdings ranks worse than 71.99% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Great Eastern Holdings's annualizedNet Income for the quarter that ended in Dec. 2025 was S$1,227 Mil.
Great Eastern Holdings's average Total Assets over the quarter that ended in Dec. 2025 was S$119,942 Mil. Therefore, Great Eastern Holdings's annualized ROA % for the quarter that ended in Dec. 2025 was 1.02%.
The historical rank and industry rank for Great Eastern Holdings's ROA % or its related term are showing as below:
SGX:G07'
s ROA % Range Over the Past 10 Years
Min: 0.57 Med: 0.91 Max: 1.35
Current: 1.02
During the past 13 years, Great Eastern Holdings's highest ROA % was 1.35%. The lowest was 0.57%. And the median was 0.91%.
SGX:G07's ROA % is ranked worse than 71.99% of 507
companies
in the Insurance industry
Industry Median: 2.62
vs SGX:G07: 1.02
Great Eastern Holdings (SGX:G07) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Great Eastern Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Great Eastern Holdings ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Great Eastern Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where Great Eastern Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Great Eastern Holdings (SGX:G07) has a ROA % of 1.02% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Great Eastern Holdings and its competitors. This is 12% above median its historical median of 0.91. Over the past decade, Great Eastern Holdings' ROA % has ranged from 0.57 to 1.35. According to the industry distribution chart, Great Eastern Holdings ranks #365 out of 507 companies in the Insurance industry, placing it in the top 72%.
Is Great Eastern Holdings' ROA % too high?
Great Eastern Holdings' current ROA % of 1.02% is 12% above median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.35. The Insurance industry median ROA % is 2.62. Great Eastern Holdings' value of 1.02% is 61.1% below this industry median. Based on the distribution chart, Great Eastern Holdings ranks #365 out of 507 companies in the Insurance industry, which is below the industry midpoint. Overall, Great Eastern Holdings has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Great Eastern Holdings' ROA % compare to AFL and MET?
According to the Insurance industry distribution chart, Great Eastern Holdings ranks #365 out of 507 companies for ROA %. This places Great Eastern Holdings in the lower half of its industry. The industry median ROA % is 2.62. Great Eastern Holdings' value of 1.02% is 61.1% below this benchmark. Historically, Great Eastern Holdings' own ROA % has ranged from 0.57 to 1.35 over the past decade. While the company's 10-year median is 0.91 vs. the industry median of 2.62, Great Eastern Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great Eastern Holdings's current ROA % of 1.02% is 61.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Great Eastern Holdings and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great Eastern Holdings's current ROA % is 1.02%, which is 12% above median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great Eastern Holdings stock overvalued right now?
Based on GuruFocus' analysis, Great Eastern Holdings (SGX:G07) is currently considered Significantly Overvalued. The stock's GF Value™ is S$12.91, compared to a current price of S$19.70 — trading 52.6% above its estimated fair value. The current ROA % is 1.02%, which is 12% above median its 10-year median of 0.91 and 61.1% below the Insurance industry median of 2.62. Great Eastern Holdings' overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Great Eastern Holdings (SGX:G07), the current ROA % is 1.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Great Eastern Holdings (SGX:G07) Overvalued in 2026?
Based on GuruFocus' analysis, Great Eastern Holdings stock appears to be overvalued.
The current stock price of S$19.70 is trading 52.6% above its estimated GF Value™ of S$12.91.
GuruFocus considers Great Eastern Holdings to be Significantly Overvalued.
Key valuation signals for SGX:G07:
ROA %: 1.02% (12% above median its 10-year median of 0.91)
GF Value™: S$12.91 vs. price of S$19.70 (52.6% above fair value)
Industry Position: 61.1% below the Insurance median (#365 of 507)
No single metric tells the full story. See the SGX:G07 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Great Eastern Holdings Ltd provides insurance and investment management services through three segments. The Life Insurance segment, which contributes the majority of revenue, offers life, long-term health, and accident insurance, annuities, and unit-linked products, with revenues from external customers. The Non-Life Insurance segment provides short-term property and casualty, liability, medical, and personal accident coverage, including protection against fire, burglary, and business interruption. The Shareholders segment delivers fund management services across Asia Pacific equities and fixed income portfolios for institutional clients. The company derives the majority of its revenue from Singapore.
53GF Score
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