Grand Banks Yachts (SGX:G50) ROA %: 3.20% (As of Dec. 2025) — 19% Below Median

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SGX:G50 Grand Banks Yachts Ltd SGX:G50
66 GF Score
Price S$0.73
GF Value S$0.63
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Grand Banks Yachts ROA %?

Grand Banks Yachts SGX:G50 66 ROA % is 3.20% as of Dec. 2025, which is 19% below its 10-year median of 3.97. GuruFocus rates SGX:G50 with a GF Score™ of 66/100 and a GF Value™ of S$0.63 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 857 Travel & Leisure companies, Grand Banks Yachts ranks better than 81.1% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Grand Banks Yachts's annualized Net Income for the quarter that ended in Dec. 2025 was S$5.9 Mil. Grand Banks Yachts's average Total Assets over the quarter that ended in Dec. 2025 was S$183.5 Mil. Therefore, Grand Banks Yachts's annualized ROA % for the quarter that ended in Dec. 2025 was 3.20%.

The historical rank and industry rank for Grand Banks Yachts's ROA % or its related term are showing as below:

SGX:G50' s ROA % Range Over the Past 10 Years
Min: 0.78   Med: 3.97   Max: 15.61
Current: 7.89

During the past 13 years, Grand Banks Yachts's highest ROA % was 15.61%. The lowest was 0.78%. And the median was 3.97%.

SGX:G50's ROA % is ranked better than
81.1% of 857 companies
in the Travel & Leisure industry
Industry Median: 2.4 vs SGX:G50: 7.89

Grand Banks Yachts  (SGX:G50) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=5.876/183.4535
=(Net Income / Revenue)*(Revenue / Total Assets)
=(5.876 / 142.728)*(142.728 / 183.4535)
=Net Margin %*Asset Turnover
=4.12 %*0.778
=3.20 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Grand Banks Yachts ROA % Related Terms


Grand Banks Yachts ROA % Historical Data

* Premium members only.

The historical data trend for Grand Banks Yachts's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grand Banks Yachts ROA % Chart

Grand Banks Yachts Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.30 3.64 8.34 15.61 11.25

Grand Banks Yachts Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.36 20.46 10.27 12.93 3.20

SGX:G50 vs AS, HAS, LTH: ROA % Comparison

For the Leisure subindustry, Grand Banks Yachts's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grand Banks Yachts ROA % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Grand Banks Yachts's ROA % distribution charts can be found below:

* The bar in red indicates where Grand Banks Yachts's ROA % falls into.


SGX:G50
66GF Score
Grand Banks Yachts Ltd SGX:G50
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grand Banks Yachts ROA % Calculation

Grand Banks Yachts's annualized ROA % for the fiscal year that ended in Jun. 2025 is calculated as:

ROA %=Net Income (A: Jun. 2025 )/( (Total Assets (A: Jun. 2024 )+Total Assets (A: Jun. 2025 ))/ count )
=18.221/( (144.42+179.633)/ 2 )
=18.221/162.0265
=11.25 %

Grand Banks Yachts's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=5.876/( (179.633+187.274)/ 2 )
=5.876/183.4535
=3.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 3.20% mean?
Grand Banks Yachts (SGX:G50) has a ROA % of 3.20% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grand Banks Yachts and its competitors. This is 19% below median its historical median of 3.97. Over the past decade, Grand Banks Yachts' ROA % has ranged from 0.78 to 15.61. According to the industry distribution chart, Grand Banks Yachts ranks #162 out of 857 companies in the Travel & Leisure industry, placing it in the top 18.9%.
Is Grand Banks Yachts' ROA % too high?
Grand Banks Yachts' current ROA % of 3.20% is 19% below median its 10-year median of 3.97. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 15.61. The Travel & Leisure industry median ROA % is 2.40. Grand Banks Yachts' value of 3.20% is 33.3% above this industry median. Based on the distribution chart, Grand Banks Yachts ranks #162 out of 857 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Grand Banks Yachts has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grand Banks Yachts' ROA % compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, Grand Banks Yachts ranks #162 out of 857 companies for ROA %. This places Grand Banks Yachts in the top 19% of its industry — outperforming the majority of peers. The industry median ROA % is 2.40. Grand Banks Yachts' value of 3.20% is 33.3% above this benchmark. Historically, Grand Banks Yachts' own ROA % has ranged from 0.78 to 15.61 over the past decade. While the company's 10-year median is 3.97 vs. the industry median of 2.40, Grand Banks Yachts has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Travel & Leisure company?
The median ROA % among Travel & Leisure companies is 2.40, based on 857 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grand Banks Yachts's current ROA % of 3.20% is 33.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grand Banks Yachts and its competitors. For the Travel & Leisure industry, the median ROA % is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grand Banks Yachts's current ROA % is 3.20%, which is 19% below median its own 10-year median of 3.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grand Banks Yachts stock overvalued right now?
Based on GuruFocus' analysis, Grand Banks Yachts (SGX:G50) is currently considered Modestly Overvalued. The stock's GF Value™ is S$0.63, compared to a current price of S$0.73 — trading 15.9% above its estimated fair value. The current ROA % is 3.20%, which is 19% below median its 10-year median of 3.97 and 33.3% above the Travel & Leisure industry median of 2.40. Grand Banks Yachts' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Grand Banks Yachts (SGX:G50), the current ROA % is 3.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grand Banks Yachts (SGX:G50) Overvalued in 2026?

Based on GuruFocus' analysis, Grand Banks Yachts stock appears to be overvalued. The current stock price of S$0.73 is trading 15.9% above its estimated GF Value™ of S$0.63. GuruFocus considers Grand Banks Yachts to be Modestly Overvalued.

Key valuation signals for SGX:G50:

  • ROA %: 3.20% (19% below median its 10-year median of 3.97)
  • GF Value™: S$0.63 vs. price of S$0.73 (15.9% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 33.3% above the Travel & Leisure median (#162 of 857)

No single metric tells the full story. See the SGX:G50 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grand Banks Yachts Business Description

Address 21 Bukit Batok Crescent, No. 06-74, Wcega Tower, Singapore, SGP, 658065
Grand Banks Yachts Ltd, along with its subsidiaries, is an investment holding company involved in manufacturing, selling, and exporting luxury yachts overseas. The company has two segments: Manufacturing and Trading, and Others. The Manufacturing and Trading segment involves the manufacturing and sale of yachts to end customers. The Others segment includes ancillary sales such as brokerage income, service income, and sales of trade-in boats. The majority of the company's revenue comes from the Manufacturing and Trading of Yachts segment. Geographically, the company exports its products to the United States of America, Europe, Australia, and Asia, with the United States of America generating the maximum revenue.
66GF Score

Get the complete analysis for SGX:G50

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.73
Price
S$0.63
GF Value