Sun Hung KaiSHGKF -4.89%73 ROA % is 3.71% as of Dec. 2025, which is 3% below its 10-year median of 3.81. GuruFocus rates SHGKF with a GF Score™ of 73/100 and a GF Value™ of $0.89. The stock has 2 warning signs investors should review. Among 546 Credit Services companies, Sun Hung Kai ranks better than 76.37% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Sun Hung Kai's annualizedNet Income for the quarter that ended in Dec. 2025 was $181.5 Mil.
Sun Hung Kai's average Total Assets over the quarter that ended in Dec. 2025 was $4,886.2 Mil. Therefore, Sun Hung Kai's annualized ROA % for the quarter that ended in Dec. 2025 was 3.71%.
The historical rank and industry rank for Sun Hung Kai's ROA % or its related term are showing as below:
SHGKF'
s ROA % Range Over the Past 10 Years
Min: -3.35 Med: 3.81 Max: 6.06
Current: 4.2
During the past 13 years, Sun Hung Kai's highest ROA % was 6.06%. The lowest was -3.35%. And the median was 3.81%.
SHGKF's ROA % is ranked better than 76.37% of 546
companies
in the Credit Services industry
Industry Median: 1.93
vs SHGKF: 4.20
Sun Hung Kai (OTCPK:SHGKF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Sun Hung Kai ROA % Related Terms
Sun Hung Kai ROA % Historical Data
* Premium members only.
The historical data trend for Sun Hung Kai's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Sun Hung Kai's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sun Hung Kai ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Sun Hung Kai's ROA % distribution charts can be found below:
* The bar in red indicates where Sun Hung Kai's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Sun Hung Kai (SHGKF) has a ROA % of 3.71% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sun Hung Kai and its competitors. This is near median its historical median of 3.81. According to the industry distribution chart, Sun Hung Kai ranks #129 out of 546 companies in the Credit Services industry, placing it in the top 23.6%.
Is Sun Hung Kai's ROA % too high?
Sun Hung Kai's current ROA % of 3.71% is near median its 10-year median of 3.81. The Credit Services industry median ROA % is 1.93. Sun Hung Kai's value of 3.71% is 92.2% above this industry median. Based on the distribution chart, Sun Hung Kai ranks #129 out of 546 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Sun Hung Kai has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Sun Hung Kai's ROA % compare to V and MA?
According to the Credit Services industry distribution chart, Sun Hung Kai ranks #129 out of 546 companies for ROA %. This places Sun Hung Kai in the top 24% of its industry — outperforming the majority of peers. The industry median ROA % is 1.93. Sun Hung Kai's value of 3.71% is 92.2% above this benchmark. While the company's 10-year median is 3.81 vs. the industry median of 1.93, Sun Hung Kai has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.93, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sun Hung Kai's current ROA % of 3.71% is 92.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Sun Hung Kai and its competitors. For the Credit Services industry, the median ROA % is 1.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sun Hung Kai's current ROA % is 3.71%, which is near median its own 10-year median of 3.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sun Hung Kai stock overvalued right now?
Sun Hung Kai (SHGKF) has a current ROA % of 3.71%. The stock's GF Value™ is $0.89, compared to a current price of $0.52 — trading 42.1% below its estimated fair value. The current ROA % is 3.71%, which is near median its 10-year median of 3.81 and 92.2% above the Credit Services industry median of 1.93. Sun Hung Kai's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Sun Hung Kai (SHGKF), the current ROA % is 3.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sun Hung Kai (SHGKF) Overvalued in 2026?
Based on GuruFocus' analysis, Sun Hung Kai stock appears to be undervalued.
The current stock price of $0.52 is trading 42.1% below its estimated GF Value™ of $0.89.
Key valuation signals for SHGKF:
ROA %: 3.71% (near median its 10-year median of 3.81)
GF Value™: $0.89 vs. price of $0.52 (42.1% below fair value)
Industry Position: 92.2% above the Credit Services median (#129 of 546)
No single metric tells the full story. See the SHGKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sun Hung Kai & Co Ltd is an investment and finance firm. Its businesses are Credit Business, Investment Management, and Funds Management. It offers wealth management and brokerage, capital markets, consumer finance, structured finance, and principal investment services. The geographical area of operation is Hong Kong, Mainland China, and others. Its revenue is derived from the Hong Kong region. Its segments comprise Consumer Finance, Mortgage Loans, Investment Management, Alternative Solutions and Group Management and Support. The company generates maximum revenue from the Consumer Finance segment.
73GF Score
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