Cyber Folks (STU:0K0) ROA %: 4.89% (As of Mar. 2026) — Near Median

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STU:0K0 Cyber Folks SA STU:0K0
92 GF Score
Price €43.74
GF Value €45.68
Valuation Fairly Valued
! 1 Warning Sign
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What is Cyber Folks ROA %?

Cyber Folks STU:0K0 +0.32% 92 ROA % is 4.89% as of Mar. 2026, which is 6% above its 10-year median of 4.62. GuruFocus rates STU:0K0 with a GF Score™ of 92/100 and a GF Value™ of €45.68 (Fairly Valued). The stock has 1 warning sign investors should review. Among 2,887 Software companies, Cyber Folks ranks better than 62% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Cyber Folks's annualized Net Income for the quarter that ended in Mar. 2026 was €21.0 Mil. Cyber Folks's average Total Assets over the quarter that ended in Mar. 2026 was €429.0 Mil. Therefore, Cyber Folks's annualized ROA % for the quarter that ended in Mar. 2026 was 4.89%.

The historical rank and industry rank for Cyber Folks's ROA % or its related term are showing as below:

STU:0K0' s ROA % Range Over the Past 10 Years
Min: 3.32   Med: 4.62   Max: 13.1
Current: 4.19

During the past 10 years, Cyber Folks's highest ROA % was 13.10%. The lowest was 3.32%. And the median was 4.62%.

STU:0K0's ROA % is ranked better than
62% of 2887 companies
in the Software industry
Industry Median: 1.69 vs STU:0K0: 4.19

Cyber Folks  (STU:0K0) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=20.964/429.0265
=(Net Income / Revenue)*(Revenue / Total Assets)
=(20.964 / 224.956)*(224.956 / 429.0265)
=Net Margin %*Asset Turnover
=9.32 %*0.5243
=4.89 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Cyber Folks ROA % Related Terms


Cyber Folks ROA % Historical Data

* Premium members only.

The historical data trend for Cyber Folks's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cyber Folks ROA % Chart

Cyber Folks Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.99 3.32 5.98 13.10 4.62

Cyber Folks Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.20 3.07 3.23 5.47 4.89

STU:0K0 vs IBM, ACN, FISV: ROA % Comparison

For the Information Technology Services subindustry, Cyber Folks's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cyber Folks ROA % vs Software Industry

For the Software industry and Technology sector, Cyber Folks's ROA % distribution charts can be found below:

* The bar in red indicates where Cyber Folks's ROA % falls into.


STU:0K0
92GF Score
Cyber Folks SA STU:0K0
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cyber Folks ROA % Calculation

Cyber Folks's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=14.478/( (216.161+411.258)/ 2 )
=14.478/313.7095
=4.62 %

Cyber Folks's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=20.964/( (411.258+446.795)/ 2 )
=20.964/429.0265
=4.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 4.89% mean?
Cyber Folks (STU:0K0) has a ROA % of 4.89% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Cyber Folks and its competitors. This is near median its historical median of 4.62. Over the past decade, Cyber Folks' ROA % has ranged from 3.32 to 13.10. According to the industry distribution chart, Cyber Folks ranks #1097 out of 2887 companies in the Software industry, placing it in the top 38%.
Is Cyber Folks' ROA % too high?
Cyber Folks' current ROA % of 4.89% is near median its 10-year median of 4.62. Over the past 10 years, this metric has ranged from a low of 3.32 to a high of 13.10. The Software industry median ROA % is 1.69. Cyber Folks' value of 4.89% is 189.3% above this industry median. Based on the distribution chart, Cyber Folks ranks #1097 out of 2887 companies in the Software industry, which is above the industry midpoint. Overall, Cyber Folks has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cyber Folks' ROA % compare to IBM and ACN?
According to the Software industry distribution chart, Cyber Folks ranks #1097 out of 2887 companies for ROA %. This puts Cyber Folks in the upper half of its industry. The industry median ROA % is 1.69. Cyber Folks' value of 4.89% is 189.3% above this benchmark. Historically, Cyber Folks' own ROA % has ranged from 3.32 to 13.10 over the past decade. While the company's 10-year median is 4.62 vs. the industry median of 1.69, Cyber Folks has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.69, based on 2,887 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cyber Folks's current ROA % of 4.89% is 189.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Cyber Folks and its competitors. For the Software industry, the median ROA % is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cyber Folks's current ROA % is 4.89%, which is near median its own 10-year median of 4.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cyber Folks stock overvalued right now?
Based on GuruFocus' analysis, Cyber Folks (STU:0K0) is currently considered Fairly Valued. The stock's GF Value™ is €45.68, compared to a current price of €43.74 — trading 4.2% below its estimated fair value. The current ROA % is 4.89%, which is near median its 10-year median of 4.62 and 189.3% above the Software industry median of 1.69. Cyber Folks' overall GF Score™ is 92/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Cyber Folks (STU:0K0), the current ROA % is 4.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cyber Folks (STU:0K0) Overvalued in 2026?

Based on GuruFocus' analysis, Cyber Folks stock appears to be undervalued. The current stock price of €43.74 is trading 4.2% below its estimated GF Value™ of €45.68. GuruFocus considers Cyber Folks to be Fairly Valued.

Key valuation signals for STU:0K0:

  • ROA %: 4.89% (near median its 10-year median of 4.62)
  • GF Value™: €45.68 vs. price of €43.74 (4.2% below fair value)
  • GF Score™: 92/100 with 1 warning sign
  • Industry Position: 189.3% above the Software median (#1097 of 2887)

No single metric tells the full story. See the STU:0K0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cyber Folks Business Description

Other Exchanges CBF:Poland
Address Ulica Franklin Roosevelt 22, Poznan, POL, 60-829
Cyber Folks SA Formerly R22 SA is a technology company. The company focuses on scalable services offered in the subscription model and SaaS, operates within the entire value chain - from creating its own solutions, through their maintenance from the technological side, to sales and customer service. It offers hosting services and domain sales, omnichannel communication services automating electronic communication with recipients and telecommunications services.
92GF Score

Get the complete analysis for STU:0K0

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€43.74
Price
€45.68
GF Value