Cenit AG (STU:CSH) ROA %: 6.70% (As of Mar. 2026) — 27% Above Median


STU:CSH Cenit AG STU:CSH
77 GF Score
Price €8.54
GF Value €9.48
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Cenit AG ROA %?

Cenit AG STU:CSH -0.93% 77 ROA % is 6.70% as of Mar. 2026, which is 27% above its 10-year median of 5.27. GuruFocus rates STU:CSH with a GF Score™ of 77/100 and a GF Value™ of €9.48 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 2,883 Software companies, Cenit AG ranks better than 60.42% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Cenit AG's annualized Net Income for the quarter that ended in Mar. 2026 was €10.1 Mil. Cenit AG's average Total Assets over the quarter that ended in Mar. 2026 was €150.1 Mil. Therefore, Cenit AG's annualized ROA % for the quarter that ended in Mar. 2026 was 6.70%.

The historical rank and industry rank for Cenit AG's ROA % or its related term are showing as below:

STU:CSH' s ROA % Range Over the Past 10 Years
Min: -1.25   Med: 5.27   Max: 11.62
Current: 3.91

During the past 13 years, Cenit AG's highest ROA % was 11.62%. The lowest was -1.25%. And the median was 5.27%.

STU:CSH's ROA % is ranked better than
60.42% of 2883 companies
in the Software industry
Industry Median: 1.68 vs STU:CSH: 3.91

Cenit AG  (STU:CSH) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=10.052/150.0815
=(Net Income / Revenue)*(Revenue / Total Assets)
=(10.052 / 209.888)*(209.888 / 150.0815)
=Net Margin %*Asset Turnover
=4.79 %*1.3985
=6.70 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Cenit AG ROA % Related Terms


Cenit AG ROA % Historical Data

* Premium members only.

The historical data trend for Cenit AG's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cenit AG ROA % Chart

Cenit AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.82 5.72 3.20 -1.25 -0.81

Cenit AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.71 0.36 2.45 6.69 6.70

STU:CSH vs CRM, SHOP, UBER: ROA % Comparison

For the Software - Application subindustry, Cenit AG's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cenit AG ROA % vs Software Industry

For the Software industry and Technology sector, Cenit AG's ROA % distribution charts can be found below:

* The bar in red indicates where Cenit AG's ROA % falls into.


STU:CSH
77GF Score
Cenit AG STU:CSH
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cenit AG ROA % Calculation

Cenit AG's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=-1.21/( (156.452+142.229)/ 2 )
=-1.21/149.3405
=-0.81 %

Cenit AG's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=10.052/( (142.229+157.934)/ 2 )
=10.052/150.0815
=6.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 6.70% mean?
Cenit AG (STU:CSH) has a ROA % of 6.70% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Cenit AG and its competitors. This is 27% above median its historical median of 5.27. According to the industry distribution chart, Cenit AG ranks #1141 out of 2883 companies in the Software industry, placing it in the top 39.6%.
Is Cenit AG's ROA % too high?
Cenit AG's current ROA % of 6.70% is 27% above median its 10-year median of 5.27. The Software industry median ROA % is 1.68. Cenit AG's value of 6.70% is 298.8% above this industry median. Based on the distribution chart, Cenit AG ranks #1141 out of 2883 companies in the Software industry, which is above the industry midpoint. Overall, Cenit AG has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cenit AG's ROA % compare to CRM and SHOP?
According to the Software industry distribution chart, Cenit AG ranks #1141 out of 2883 companies for ROA %. This puts Cenit AG in the upper half of its industry. The industry median ROA % is 1.68. Cenit AG's value of 6.70% is 298.8% above this benchmark. While the company's 10-year median is 5.27 vs. the industry median of 1.68, Cenit AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,883 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cenit AG's current ROA % of 6.70% is 298.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Cenit AG and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cenit AG's current ROA % is 6.70%, which is 27% above median its own 10-year median of 5.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cenit AG stock overvalued right now?
Based on GuruFocus' analysis, Cenit AG (STU:CSH) is currently considered Modestly Undervalued. The stock's GF Value™ is €9.48, compared to a current price of €8.54 — trading 9.9% below its estimated fair value. The current ROA % is 6.70%, which is 27% above median its 10-year median of 5.27 and 298.8% above the Software industry median of 1.68. Cenit AG's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Cenit AG (STU:CSH), the current ROA % is 6.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cenit AG (STU:CSH) Overvalued in 2026?

Based on GuruFocus' analysis, Cenit AG stock appears to be undervalued. The current stock price of €8.54 is trading 9.9% below its estimated GF Value™ of €9.48. GuruFocus considers Cenit AG to be Modestly Undervalued.

Key valuation signals for STU:CSH:

  • ROA %: 6.70% (27% above median its 10-year median of 5.27)
  • GF Value™: €9.48 vs. price of €8.54 (9.9% below fair value)
  • GF Score™: 77/100 with 7 warning signs
  • Industry Position: 298.8% above the Software median (#1141 of 2883)

No single metric tells the full story. See the STU:CSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cenit AG Business Description

Other Exchanges 0MUF:UKCSH:Germany
Address Industriestrasse 52-54, Stuttgart, DEU, 70565
Cenit AG specializes in the sale and integration of software and IT services. The Group has two reportable segments: EIM (Enterprise Information Management) and PLM (Product Lifecycle Management). The majority of its revenue is generated from the PLM segment, which focuses on industrial customers and the corresponding technologies, providing products and services in product lifecycle management, such as CATIA from Dassault Systemes or SAP, and internally developed software such as cenitCONNECT and FASTSUITE. The EIM segment serves businesses, banks, insurers, and utilities by providing IBM-based and in-house software solutions and consulting for document management and business intelligence. Geographically, it derives key revenue from Germany, followed by France, North America, and others.
77GF Score

Get the complete analysis for STU:CSH

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.54
Price
€9.48
GF Value