Senshu Ikeda HoldingsTSE:8714 +1.04%50 ROA % is 0.26% as of Mar. 2026, which is 63% above its 10-year median of 0.16. GuruFocus rates TSE:8714 with a GF Score™ of 50/100 and a GF Value™ of 円508.88 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,529 Banks companies, Senshu Ikeda Holdings ranks worse than 87.9% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Senshu Ikeda Holdings's annualizedNet Income for the quarter that ended in Mar. 2026 was 円16,848 Mil.
Senshu Ikeda Holdings's average Total Assets over the quarter that ended in Mar. 2026 was 円6,556,146 Mil. Therefore, Senshu Ikeda Holdings's annualized ROA % for the quarter that ended in Mar. 2026 was 0.26%.
The historical rank and industry rank for Senshu Ikeda Holdings's ROA % or its related term are showing as below:
TSE:8714'
s ROA % Range Over the Past 10 Years
Min: 0.07 Med: 0.16 Max: 0.27
Current: 0.27
During the past 13 years, Senshu Ikeda Holdings's highest ROA % was 0.27%. The lowest was 0.07%. And the median was 0.16%.
TSE:8714's ROA % is ranked worse than 87.9% of 1529
companies
in the Banks industry
Industry Median: 0.98
vs TSE:8714: 0.27
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Senshu Ikeda Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Senshu Ikeda Holdings ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Senshu Ikeda Holdings's ROA % distribution charts can be found below:
* The bar in red indicates where Senshu Ikeda Holdings's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Senshu Ikeda Holdings (TSE:8714) has a ROA % of 0.26% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Senshu Ikeda Holdings and its competitors. This is 63% above median its historical median of 0.16. Over the past decade, Senshu Ikeda Holdings' ROA % has ranged from 0.07 to 0.27. According to the industry distribution chart, Senshu Ikeda Holdings ranks #1344 out of 1529 companies in the Banks industry, placing it in the top 87.9%.
Is Senshu Ikeda Holdings' ROA % too high?
Senshu Ikeda Holdings' current ROA % of 0.26% is 63% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.27. The Banks industry median ROA % is 0.98. Senshu Ikeda Holdings' value of 0.26% is 73.5% below this industry median. Based on the distribution chart, Senshu Ikeda Holdings ranks #1344 out of 1529 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Senshu Ikeda Holdings has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Senshu Ikeda Holdings' ROA % compare to competitors?
According to the Banks industry distribution chart, Senshu Ikeda Holdings ranks #1344 out of 1529 companies for ROA %. This places Senshu Ikeda Holdings in the lower half of its industry. The industry median ROA % is 0.98. Senshu Ikeda Holdings' value of 0.26% is 73.5% below this benchmark. Historically, Senshu Ikeda Holdings' own ROA % has ranged from 0.07 to 0.27 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.98, Senshu Ikeda Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Senshu Ikeda Holdings's current ROA % of 0.26% is 73.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Senshu Ikeda Holdings and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Senshu Ikeda Holdings's current ROA % is 0.26%, which is 63% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Senshu Ikeda Holdings stock overvalued right now?
Based on GuruFocus' analysis, Senshu Ikeda Holdings (TSE:8714) is currently considered Significantly Overvalued. The stock's GF Value™ is 円508.88, compared to a current price of 円975.00 — trading 91.6% above its estimated fair value. The current ROA % is 0.26%, which is 63% above median its 10-year median of 0.16 and 73.5% below the Banks industry median of 0.98. Senshu Ikeda Holdings' overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Senshu Ikeda Holdings (TSE:8714), the current ROA % is 0.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Senshu Ikeda Holdings (TSE:8714) Overvalued in 2026?
Based on GuruFocus' analysis, Senshu Ikeda Holdings stock appears to be overvalued.
The current stock price of 円975.00 is trading 91.6% above its estimated GF Value™ of 円508.88.
GuruFocus considers Senshu Ikeda Holdings to be Significantly Overvalued.
Key valuation signals for TSE:8714:
ROA %: 0.26% (63% above median its 10-year median of 0.16)
GF Value™: 円508.88 vs. price of 円975.00 (91.6% above fair value)
Industry Position: 73.5% below the Banks median (#1344 of 1529)
No single metric tells the full story. See the TSE:8714 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Senshu Ikeda Holdings Inc operates in the financial services domain based in Japan. It places its business activities within two segments, namely, Lending and Securities Trading. Principally a credit services provider, the company generates most of its income from the Lending segment, which it renders through its subsidiary, The Bank of Ikeda, Ltd. The bank is involved in the loan, securities trading and investment, domestic and foreign exchange, corporate bond trust and register businesses. Additionally, the company carries out the leasing of industrial machinery, working machines, computers and office equipment, the guarantee of its mortgage loans and the issuing of credit cards.
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