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Wustenrot & Wurttembergische AG (XTER:WUW) ROA % : 0.11% (As of Sep. 2024)


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What is Wustenrot & Wurttembergische AG ROA %?

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Wustenrot & Wurttembergische AG's annualized Net Income for the quarter that ended in Sep. 2024 was €76 Mil. Wustenrot & Wurttembergische AG's average Total Assets over the quarter that ended in Sep. 2024 was €70,965 Mil. Therefore, Wustenrot & Wurttembergische AG's annualized ROA % for the quarter that ended in Sep. 2024 was 0.11%.

The historical rank and industry rank for Wustenrot & Wurttembergische AG's ROA % or its related term are showing as below:

XTER:WUW' s ROA % Range Over the Past 10 Years
Min: 0.06   Med: 0.33   Max: 0.46
Current: 0.06

During the past 13 years, Wustenrot & Wurttembergische AG's highest ROA % was 0.46%. The lowest was 0.06%. And the median was 0.33%.

XTER:WUW's ROA % is ranked worse than
85.74% of 484 companies
in the Insurance industry
Industry Median: 2.395 vs XTER:WUW: 0.06

Wustenrot & Wurttembergische AG ROA % Historical Data

The historical data trend for Wustenrot & Wurttembergische AG's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Wustenrot & Wurttembergische AG ROA % Chart

Wustenrot & Wurttembergische AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 0.28 0.46 0.33 0.21

Wustenrot & Wurttembergische AG Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.48 0.23 0.29 -0.38 0.11

Competitive Comparison of Wustenrot & Wurttembergische AG's ROA %

For the Insurance - Life subindustry, Wustenrot & Wurttembergische AG's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wustenrot & Wurttembergische AG's ROA % Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Wustenrot & Wurttembergische AG's ROA % distribution charts can be found below:

* The bar in red indicates where Wustenrot & Wurttembergische AG's ROA % falls into.



Wustenrot & Wurttembergische AG ROA % Calculation

Wustenrot & Wurttembergische AG's annualized ROA % for the fiscal year that ended in Dec. 2023 is calculated as:

ROA %=Net Income (A: Dec. 2023 )/( (Total Assets (A: Dec. 2022 )+Total Assets (A: Dec. 2023 ))/ count )
=138.657/( (66589.398+68680.752)/ 2 )
=138.657/67635.075
=0.21 %

Wustenrot & Wurttembergische AG's annualized ROA % for the quarter that ended in Sep. 2024 is calculated as:

ROA %=Net Income (Q: Sep. 2024 )/( (Total Assets (Q: Jun. 2024 )+Total Assets (Q: Sep. 2024 ))/ count )
=76/( (69232+72698)/ 2 )
=76/70965
=0.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Sep. 2024) net income data. ROA % is displayed in the 30-year financial page.


Wustenrot & Wurttembergische AG  (XTER:WUW) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Sep. 2024 )
=Net Income/Total Assets
=76/70965
=(Net Income / Revenue)*(Revenue / Total Assets)
=(76 / 5764)*(5764 / 70965)
=Net Margin %*Asset Turnover
=1.32 %*0.0812
=0.11 %

Note: The Net Income data used here is four times the quarterly (Sep. 2024) net income data. The Revenue data used here is four times the quarterly (Sep. 2024) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Wustenrot & Wurttembergische AG ROA % Related Terms

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Wustenrot & Wurttembergische AG Business Description

Traded in Other Exchanges
Address
W&W-Platz 1, Kornwestheim, BW, DEU, 70806
Wustenrot & Wurttembergische AG is a German financial services company. It develops and provides the four components of modern financial planning: financial security, residential property ownership, risk protection, and savings and investment. The company's reportable segments are; Housing, Life and Health Insurance, Property/Casualty Insurance, and all others segment. It generates key revenue from Life and Health Insurance segment. The company generates a majority of its revenue from its operations in Germany.

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