State StreetXTER:ZYA 74 ROA % is 0.81% as of Mar. 2026, which is 7% below its 10-year median of 0.87. GuruFocus rates XTER:ZYA with a GF Score™ of 74/100 and a GF Value™ of €66.54. The stock has 10 warning signs investors should review. Among 1,635 Asset Management companies, State Street ranks worse than 68.69% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. State Street's annualizedNet Income for the quarter that ended in Mar. 2026 was €2,643 Mil.
State Street's average Total Assets over the quarter that ended in Mar. 2026 was €325,913 Mil. Therefore, State Street's annualized ROA % for the quarter that ended in Mar. 2026 was 0.81%.
The historical rank and industry rank for State Street's ROA % or its related term are showing as below:
XTER:ZYA'
s ROA % Range Over the Past 10 Years
Min: 0.65 Med: 0.87 Max: 1.07
Current: 0.82
During the past 13 years, State Street's highest ROA % was 1.07%. The lowest was 0.65%. And the median was 0.87%.
XTER:ZYA's ROA % is ranked worse than 68.69% of 1635
companies
in the Asset Management industry
Industry Median: 3.97
vs XTER:ZYA: 0.82
State Street (XTER:ZYA) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
State Street ROA % Related Terms
State Street ROA % Historical Data
* Premium members only.
The historical data trend for State Street's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, State Street's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
State Street ROA % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, State Street's ROA % distribution charts can be found below:
* The bar in red indicates where State Street's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
State Street (XTER:ZYA) has a ROA % of 0.81% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on State Street and its competitors. This is near median its historical median of 0.87. Over the past decade, State Street's ROA % has ranged from 0.65 to 1.07. According to the industry distribution chart, State Street ranks #1123 out of 1635 companies in the Asset Management industry, placing it in the top 68.7%.
Is State Street's ROA % too high?
State Street's current ROA % of 0.81% is near median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 1.07. The Asset Management industry median ROA % is 3.97. State Street's value of 0.81% is 79.6% below this industry median. Based on the distribution chart, State Street ranks #1123 out of 1635 companies in the Asset Management industry, which is below the industry midpoint. Overall, State Street has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does State Street's ROA % compare to AMP and NTRS?
According to the Asset Management industry distribution chart, State Street ranks #1123 out of 1635 companies for ROA %. This places State Street in the lower half of its industry. The industry median ROA % is 3.97. State Street's value of 0.81% is 79.6% below this benchmark. Historically, State Street's own ROA % has ranged from 0.65 to 1.07 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 3.97, State Street has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Asset Management company?
The median ROA % among Asset Management companies is 3.97, based on 1,635 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. State Street's current ROA % of 0.81% is 79.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on State Street and its competitors. For the Asset Management industry, the median ROA % is 3.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. State Street's current ROA % is 0.81%, which is near median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is State Street stock overvalued right now?
State Street (XTER:ZYA) has a current ROA % of 0.81%. The stock's GF Value™ is €66.54, compared to a current price of €98.91 — trading 48.6% above its estimated fair value. The current ROA % is 0.81%, which is near median its 10-year median of 0.87 and 79.6% below the Asset Management industry median of 3.97. State Street's overall GF Score™ is 74/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For State Street (XTER:ZYA), the current ROA % is 0.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is State Street (XTER:ZYA) Overvalued in 2026?
Based on GuruFocus' analysis, State Street stock appears to be overvalued.
The current stock price of €98.91 is trading 48.6% above its estimated GF Value™ of €66.54.
Key valuation signals for XTER:ZYA:
ROA %: 0.81% (near median its 10-year median of 0.87)
GF Value™: €66.54 vs. price of €98.91 (48.6% above fair value)
Industry Position: 79.6% below the Asset Management median (#1123 of 1635)
No single metric tells the full story. See the XTER:ZYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
State Street is a leading provider of financial services, including investment servicing, investment management, and investment research and trading. With approximately $54 trillion in assets under custody and administration, and $5.7 trillion in assets under management, as of Dec. 31, 2025, State Street operates globally in more than 100 geographic markets and employs about 51,500 worldwide.
74GF Score
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