Zagrebacka Burza DD (ZAG:ZB) ROA %: 4.66% (As of Dec. 2025) — 344% Above Median


ZAG:ZB Zagrebacka Burza DD ZAG:ZB
76 GF Score
Price €6.20
GF Value €4.38
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Zagrebacka Burza DD ROA %?

Zagrebacka Burza DD ZAG:ZB 76 ROA % is 4.66% as of Dec. 2025, which is 344% above its 10-year median of 1.05. GuruFocus rates ZAG:ZB with a GF Score™ of 76/100 and a GF Value™ of €4.38 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 819 Capital Markets companies, Zagrebacka Burza DD ranks better than 80.34% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Zagrebacka Burza DD's annualized Net Income for the quarter that ended in Dec. 2025 was €0.38 Mil. Zagrebacka Burza DD's average Total Assets over the quarter that ended in Dec. 2025 was €8.16 Mil. Therefore, Zagrebacka Burza DD's annualized ROA % for the quarter that ended in Dec. 2025 was 4.66%.

The historical rank and industry rank for Zagrebacka Burza DD's ROA % or its related term are showing as below:

ZAG:ZB' s ROA % Range Over the Past 10 Years
Min: -7.59   Med: 1.05   Max: 7.14
Current: 7.04

During the past 12 years, Zagrebacka Burza DD's highest ROA % was 7.14%. The lowest was -7.59%. And the median was 1.05%.

ZAG:ZB's ROA % is ranked better than
80.34% of 819 companies
in the Capital Markets industry
Industry Median: 1.5 vs ZAG:ZB: 7.04

Zagrebacka Burza DD  (ZAG:ZB) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=0.38/8.155
=(Net Income / Revenue)*(Revenue / Total Assets)
=(0.38 / 4.884)*(4.884 / 8.155)
=Net Margin %*Asset Turnover
=7.78 %*0.5989
=4.66 %

Note: The Net Income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Zagrebacka Burza DD ROA % Related Terms


Zagrebacka Burza DD ROA % Historical Data

* Premium members only.

The historical data trend for Zagrebacka Burza DD's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zagrebacka Burza DD ROA % Chart

Zagrebacka Burza DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 1.20 0.89 2.71 7.14

Zagrebacka Burza DD Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.12 11.12 5.31 7.16 4.66

ZAG:ZB vs SPGI, CME, MCO: ROA % Comparison

For the Financial Data & Stock Exchanges subindustry, Zagrebacka Burza DD's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zagrebacka Burza DD ROA % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Zagrebacka Burza DD's ROA % distribution charts can be found below:

* The bar in red indicates where Zagrebacka Burza DD's ROA % falls into.


ZAG:ZB
76GF Score
Zagrebacka Burza DD ZAG:ZB
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zagrebacka Burza DD ROA % Calculation

Zagrebacka Burza DD's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=0.556/( (7.37+8.202)/ 2 )
=0.556/7.786
=7.14 %

Zagrebacka Burza DD's annualized ROA % for the quarter that ended in Dec. 2025 is calculated as:

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=0.38/( (8.108+8.202)/ 2 )
=0.38/8.155
=4.66 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Dec. 2025) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 4.66% mean?
Zagrebacka Burza DD (ZAG:ZB) has a ROA % of 4.66% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Zagrebacka Burza DD and its competitors. This is 344% above median its historical median of 1.05. According to the industry distribution chart, Zagrebacka Burza DD ranks #161 out of 819 companies in the Capital Markets industry, placing it in the top 19.7%.
Is Zagrebacka Burza DD's ROA % too high?
Zagrebacka Burza DD's current ROA % of 4.66% is 344% above median its 10-year median of 1.05. The Capital Markets industry median ROA % is 1.50. Zagrebacka Burza DD's value of 4.66% is 210.7% above this industry median. Based on the distribution chart, Zagrebacka Burza DD ranks #161 out of 819 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Zagrebacka Burza DD has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Zagrebacka Burza DD's ROA % compare to SPGI and CME?
According to the Capital Markets industry distribution chart, Zagrebacka Burza DD ranks #161 out of 819 companies for ROA %. This places Zagrebacka Burza DD in the top 20% of its industry — outperforming the majority of peers. The industry median ROA % is 1.50. Zagrebacka Burza DD's value of 4.66% is 210.7% above this benchmark. While the company's 10-year median is 1.05 vs. the industry median of 1.50, Zagrebacka Burza DD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zagrebacka Burza DD's current ROA % of 4.66% is 210.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Zagrebacka Burza DD and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zagrebacka Burza DD's current ROA % is 4.66%, which is 344% above median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zagrebacka Burza DD stock overvalued right now?
Based on GuruFocus' analysis, Zagrebacka Burza DD (ZAG:ZB) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.38, compared to a current price of €6.20 — trading 41.6% above its estimated fair value. The current ROA % is 4.66%, which is 344% above median its 10-year median of 1.05 and 210.7% above the Capital Markets industry median of 1.50. Zagrebacka Burza DD's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Zagrebacka Burza DD (ZAG:ZB), the current ROA % is 4.66% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zagrebacka Burza DD (ZAG:ZB) Overvalued in 2026?

Based on GuruFocus' analysis, Zagrebacka Burza DD stock appears to be overvalued. The current stock price of €6.20 is trading 41.6% above its estimated GF Value™ of €4.38. GuruFocus considers Zagrebacka Burza DD to be Significantly Overvalued.

Key valuation signals for ZAG:ZB:

  • ROA %: 4.66% (344% above median its 10-year median of 1.05)
  • GF Value™: €4.38 vs. price of €6.20 (41.6% above fair value)
  • GF Score™: 76/100 with 2 warning signs
  • Industry Position: 210.7% above the Capital Markets median (#161 of 819)

No single metric tells the full story. See the ZAG:ZB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zagrebacka Burza DD Business Description

Address Ivana Lu?i?a 2a/22, Zagreb, HRV, 10000
Zagrebacka Burza DD is a Croatian stock exchange. It is engaged in managing a regulated market, collecting, processing and publishing data on trade and managing multilateral trading platform.
76GF Score

Get the complete analysis for ZAG:ZB

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.20
Price
€4.38
GF Value