SpareBank 1 Nord-Norge (FRA:93S) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:93S SpareBank 1 Nord-Norge FRA:93S
72 GF Score
Price €13.80
GF Value €11.48
Valuation Modestly Overvalued
! 9 Warning Signs
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What is SpareBank 1 Nord-Norge ROC (Joel Greenblatt) %?

SpareBank 1 Nord-Norge FRA:93S -0.72% 72 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:93S with a GF Score™ of 72/100 and a GF Value™ of €11.48 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 46 Banks companies, SpareBank 1 Nord-Norge ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:93S
72GF Score
SpareBank 1 Nord-Norge FRA:93S
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
SpareBank 1 Nord-Norge (FRA:93S) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SpareBank 1 Nord-Norge and its competitors. According to the industry distribution chart, SpareBank 1 Nord-Norge ranks #999999 out of 46 companies in the Banks industry.
Is SpareBank 1 Nord-Norge's ROC (Joel Greenblatt) % too high?
SpareBank 1 Nord-Norge's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, SpareBank 1 Nord-Norge ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SpareBank 1 Nord-Norge has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Nord-Norge's ROC (Joel Greenblatt) % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Nord-Norge ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places SpareBank 1 Nord-Norge in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on SpareBank 1 Nord-Norge and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Nord-Norge's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Nord-Norge stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Nord-Norge (FRA:93S) is currently considered Modestly Overvalued. The stock's GF Value™ is €11.48, compared to a current price of €13.80 — trading 20.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. SpareBank 1 Nord-Norge's overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For SpareBank 1 Nord-Norge (FRA:93S), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Nord-Norge (FRA:93S) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Nord-Norge stock appears to be overvalued. The current stock price of €13.80 is trading 20.2% above its estimated GF Value™ of €11.48. GuruFocus considers SpareBank 1 Nord-Norge to be Modestly Overvalued.

Key valuation signals for FRA:93S:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €11.48 vs. price of €13.80 (20.2% above fair value)
  • GF Score™: 72/100 with 9 warning signs

No single metric tells the full story. See the FRA:93S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Nord-Norge Business Description

Address Storgata 65, PO Box 6800, Tromso, NOR, 9008
SpareBank 1 Nord-Norge is a Norwegian banking services provider. Apart from general banking solutions, its areas of expertise include estate agency, asset financing, and accounting operations. The company operates with primary segments, namely the retail market and the corporate market. In addition, the subsidiary companies activities, such as accounting services, real estate brokerage, and leasing/sale-leaseback financing, are considered. The Retail Banking segment serves individual customers through the provision of retail banking products such as loans, deposits, cards, and insurance. The Corporate Banking segment focuses purely on corporate customers.
72GF Score

Get the complete analysis for FRA:93S

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.80
Price
€11.48
GF Value