Erste Bank Polska (FRA:BZI) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:BZI Erste Bank Polska SA FRA:BZI
68 GF Score
Price €158.60
GF Value €118.08
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Erste Bank Polska ROC (Joel Greenblatt) %?

Erste Bank Polska FRA:BZI +0.73% 68 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:BZI with a GF Score™ of 68/100 and a GF Value™ of €118.08 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 46 Banks companies, Erste Bank Polska ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:BZI
68GF Score
Erste Bank Polska SA FRA:BZI
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Erste Bank Polska (FRA:BZI) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Erste Bank Polska and its competitors. According to the industry distribution chart, Erste Bank Polska ranks #999999 out of 46 companies in the Banks industry.
Is Erste Bank Polska's ROC (Joel Greenblatt) % too high?
Erste Bank Polska's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Erste Bank Polska ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Erste Bank Polska has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's ROC (Joel Greenblatt) % compare to PNC?
According to the Banks industry distribution chart, Erste Bank Polska ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Erste Bank Polska in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Erste Bank Polska and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, Erste Bank Polska (FRA:BZI) is currently considered Significantly Overvalued. The stock's GF Value™ is €118.08, compared to a current price of €158.60 — trading 34.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Erste Bank Polska's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Erste Bank Polska (FRA:BZI), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Bank Polska (FRA:BZI) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued. The current stock price of €158.60 is trading 34.3% above its estimated GF Value™ of €118.08. GuruFocus considers Erste Bank Polska to be Significantly Overvalued.

Key valuation signals for FRA:BZI:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €118.08 vs. price of €158.60 (34.3% above fair value)
  • GF Score™: 68/100 with 9 warning signs

No single metric tells the full story. See the FRA:BZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Bank Polska Business Description

Other Exchanges BKZHY:USAEBP:Poland
Address Plac Europejski 3A, Warszawa, POL, 00-854
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
68GF Score

Get the complete analysis for FRA:BZI

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€158.60
Price
€118.08
GF Value