Erste Bank Polska (FRA:BZI) Gross Loan: €41,812 Mil (As of Jun. 2026)

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FRA:BZI Erste Bank Polska SA FRA:BZI
72 GF Score
Price €173.10
GF Value €120.54
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Erste Bank Polska Gross Loan?

Erste Bank Polska FRA:BZI +0.87% 72 Gross Loan is €41,812 Mil as of Jun. 2026. GuruFocus rates FRA:BZI with a GF Score™ of 72/100 and a GF Value™ of €120.54 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Erste Bank Polska's Gross Loan for the quarter that ended in Jun. 2026 was €41,812 Mil.

Erste Bank Polska's quarterly Gross Loan increased from Dec. 2025 (€40,634 Mil) to Mar. 2026 (€40,776 Mil) and increased from Mar. 2026 (€40,776 Mil) to Jun. 2026 (€41,812 Mil).

Erste Bank Polska's annual Gross Loan increased from Dec. 2023 (€40,229 Mil) to Dec. 2024 (€44,224 Mil) but then declined from Dec. 2024 (€44,224 Mil) to Dec. 2025 (€40,634 Mil).

Erste Bank Polska Gross Loan Related Terms

Erste Bank Polska Gross Loan Historical Data

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The historical data trend for Erste Bank Polska's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erste Bank Polska Gross Loan Chart

Erste Bank Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33,805.24 35,881.68 40,229.14 44,224.48 40,634.00

Erste Bank Polska Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40,312.02 39,949.48 40,634.00 40,776.16 41,811.55
FRA:BZI
72GF Score
Erste Bank Polska SA FRA:BZI
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Erste Bank Polska Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of €41,812 Mil mean?
Erste Bank Polska (FRA:BZI) has a Gross Loan of €41,812 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Erste Bank Polska and its competitors.
Is Erste Bank Polska's Gross Loan too high?
Erste Bank Polska's current Gross Loan is €41,812 Mil. Overall, Erste Bank Polska has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's Gross Loan compare to competitors?
Erste Bank Polska's Gross Loan of €41,812 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Erste Bank Polska and its competitors. Erste Bank Polska's current Gross Loan is €41,812 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, Erste Bank Polska (FRA:BZI) is currently considered Significantly Overvalued. The stock's GF Value™ is €120.54, compared to a current price of €173.10 — trading 43.6% above its estimated fair value. The current Gross Loan is €41,812 Mil. Erste Bank Polska's overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Erste Bank Polska (FRA:BZI), the current Gross Loan is €41,812 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Bank Polska (FRA:BZI) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued. The current stock price of €173.10 is trading 43.6% above its estimated GF Value™ of €120.54. GuruFocus considers Erste Bank Polska to be Significantly Overvalued.

Key valuation signals for FRA:BZI:

  • Gross Loan: €41,812 Mil
  • GF Value™: €120.54 vs. price of €173.10 (43.6% above fair value)
  • GF Score™: 72/100 with 9 warning signs

No single metric tells the full story. See the FRA:BZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Bank Polska Business Description

Other Exchanges BKZHY:USAEBP:Poland
Address Plac Europejski 3A, Warszawa, POL, 00-854
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
72GF Score

Get the complete analysis for FRA:BZI

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€173.10
Price
€120.54
GF Value