Mandatum (HAM:N2S) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:N2S Mandatum PLC HAM:N2S
34 GF Score
Price €5.60
GF Value €4.96
! 3 Warning Signs
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What is Mandatum ROC (Joel Greenblatt) %?

Mandatum HAM:N2S +0.45% 34 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates HAM:N2S with a GF Score™ of 34/100 and a GF Value™ of €4.96. The stock has 3 warning signs investors should review. Among 314 Diversified Financial Services companies, Mandatum ranks worse than 318471.02% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

HAM:N2S
34GF Score
Mandatum PLC HAM:N2S
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Mandatum (HAM:N2S) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Mandatum and its competitors. According to the industry distribution chart, Mandatum ranks #999999 out of 314 companies in the Diversified Financial Services industry.
Is Mandatum's ROC (Joel Greenblatt) % too high?
Mandatum's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Mandatum ranks #999999 out of 314 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, Mandatum has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Mandatum's ROC (Joel Greenblatt) % compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, Mandatum ranks #999999 out of 314 companies for ROC (Joel Greenblatt) %. This places Mandatum in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Diversified Financial Services company?
A good ROC (Joel Greenblatt) % depends on the Diversified Financial Services industry context. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Mandatum and its competitors. Mandatum's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mandatum stock overvalued right now?
Mandatum (HAM:N2S) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €4.96, compared to a current price of €5.60 — trading 12.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Mandatum's overall GF Score™ is 34/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Mandatum (HAM:N2S), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mandatum (HAM:N2S) Overvalued in 2026?

Based on GuruFocus' analysis, Mandatum stock appears to be overvalued. The current stock price of €5.60 is trading 12.9% above its estimated GF Value™ of €4.96.

Key valuation signals for HAM:N2S:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €4.96 vs. price of €5.60 (12.9% above fair value)
  • GF Score™: 34/100 with 3 warning signs

No single metric tells the full story. See the HAM:N2S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mandatum Business Description

Address Bulevardi 56, Helsinki, FIN, 00120
Mandatum PLC is a financial services provider that combines expertise in wealth management and life insurance. It offers clients a wide array of services covering asset and wealth management, savings and investment, compensation and rewards as well as pension plans and personal risk insurance. The reportable segments are: Institutional & wealth management, Corporate clients, Retail clients and With-profit business.
34GF Score

Get the complete analysis for HAM:N2S

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.60
Price
€4.96
GF Value