Standard Life (STU:36P) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:36P Standard Life PLC STU:36P
59 GF Score
Price €10.59
GF Value €11.94
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Standard Life ROC (Joel Greenblatt) %?

Standard Life STU:36P +1.24% 59 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates STU:36P with a GF Score™ of 59/100 and a GF Value™ of €11.94 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 66 Insurance companies, Standard Life ranks worse than 1515150% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

STU:36P
59GF Score
Standard Life PLC STU:36P
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Standard Life (STU:36P) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Standard Life and its competitors. According to the industry distribution chart, Standard Life ranks #999999 out of 66 companies in the Insurance industry.
Is Standard Life's ROC (Joel Greenblatt) % too high?
Standard Life's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Standard Life ranks #999999 out of 66 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Standard Life has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Standard Life's ROC (Joel Greenblatt) % compare to AFL and MET?
According to the Insurance industry distribution chart, Standard Life ranks #999999 out of 66 companies for ROC (Joel Greenblatt) %. This places Standard Life in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 74.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.89, based on 66 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Standard Life and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Life's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Life stock overvalued right now?
Based on GuruFocus' analysis, Standard Life (STU:36P) is currently considered Modestly Undervalued. The stock's GF Value™ is €11.94, compared to a current price of €10.59 — trading 11.3% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Standard Life's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Standard Life (STU:36P), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Life (STU:36P) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Life stock appears to be undervalued. The current stock price of €10.59 is trading 11.3% below its estimated GF Value™ of €11.94. GuruFocus considers Standard Life to be Modestly Undervalued.

Key valuation signals for STU:36P:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €11.94 vs. price of €10.59 (11.3% below fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the STU:36P stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Life Business Description

Other Exchanges PNXGF:USASDLFl:UKSDLF:UK
Address 20 Old Bailey, London, GBR, EC4M 7AN
Standard Life PLC provides financial products and services related to savings and retirement planning. It serves customers directly, through financial advisers, and through employer-sponsored pension schemes.
59GF Score

Get the complete analysis for STU:36P

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.59
Price
€11.94
GF Value