Five Star Bancorp (FRA:4F6) ROC %: % (As of Mar. 2026)


FRA:4F6 Five Star Bancorp FRA:4F6
64 GF Score
Price €41.80
GF Value €32.15
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Five Star Bancorp ROC %?

Five Star Bancorp FRA:4F6 -2.34% 64 ROC % is % as of Mar. 2026. GuruFocus rates FRA:4F6 with a GF Score™ of 64/100 and a GF Value™ of €32.15 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

FRA:4F6
64GF Score
Five Star Bancorp FRA:4F6
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Five Star Bancorp (FRA:4F6) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Five Star Bancorp and its competitors.
Is Five Star Bancorp's ROC % too high?
Five Star Bancorp's current ROC % is %. Overall, Five Star Bancorp has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Five Star Bancorp's ROC % compare to ESQ and EQBK?
Five Star Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.89, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Five Star Bancorp and its competitors. For the Banks industry, the median ROC % is 1.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five Star Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five Star Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Five Star Bancorp (FRA:4F6) is currently considered Significantly Overvalued. The stock's GF Value™ is €32.15, compared to a current price of €41.80 — trading 30% above its estimated fair value. The current ROC % is %. Five Star Bancorp's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Five Star Bancorp (FRA:4F6), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Five Star Bancorp (FRA:4F6) Overvalued in 2026?

Based on GuruFocus' analysis, Five Star Bancorp stock appears to be overvalued. The current stock price of €41.80 is trading 30% above its estimated GF Value™ of €32.15. GuruFocus considers Five Star Bancorp to be Significantly Overvalued.

Key valuation signals for FRA:4F6:

  • ROC %: %
  • GF Value™: €32.15 vs. price of €41.80 (30% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the FRA:4F6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Five Star Bancorp Business Description

Other Exchanges FSBC:USA
Address 3100 Zinfandel Drive, Suite 100, Rancho Cordova, CA, USA, 95670
Five Star Bancorp is a bank holding company that operates in California through its subsidiary, a state-chartered non-member bank. The company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals. It offers loan products like commercial real estate loans, commercial loans, commercial land and construction loans, and farmland loans, and offers deposit products like checking accounts, savings accounts, money market accounts, and term certificate accounts. The group has one reportable operating segment: Banking.
64GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.80
Price
€32.15
GF Value