Bank of N.T Butterfield & Son (FRA:4IK) ROC %: % (As of Mar. 2026)


FRA:4IK Bank of N.T Butterfield & Son Ltd FRA:4IK
86 GF Score
Price €52.50
GF Value €38.99
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank of N.T Butterfield & Son ROC %?

Bank of N.T Butterfield & Son FRA:4IK +0.96% 86 ROC % is % as of Mar. 2026. GuruFocus rates FRA:4IK with a GF Score™ of 86/100 and a GF Value™ of €38.99 (Significantly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

FRA:4IK
86GF Score
Bank of N.T Butterfield & Son Ltd FRA:4IK
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Bank of N.T Butterfield & Son (FRA:4IK) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bank of N.T Butterfield & Son and its competitors.
Is Bank of N.T Butterfield & Son's ROC % too high?
Bank of N.T Butterfield & Son's current ROC % is %. Overall, Bank of N.T Butterfield & Son has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of N.T Butterfield & Son's ROC % compare to FRBT and JPM?
Bank of N.T Butterfield & Son's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Bank of N.T Butterfield & Son and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of N.T Butterfield & Son's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of N.T Butterfield & Son stock overvalued right now?
Based on GuruFocus' analysis, Bank of N.T Butterfield & Son (FRA:4IK) is currently considered Significantly Overvalued. The stock's GF Value™ is €38.99, compared to a current price of €52.50 — trading 34.6% above its estimated fair value. The current ROC % is %. Bank of N.T Butterfield & Son's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Bank of N.T Butterfield & Son (FRA:4IK), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of N.T Butterfield & Son (FRA:4IK) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of N.T Butterfield & Son stock appears to be overvalued. The current stock price of €52.50 is trading 34.6% above its estimated GF Value™ of €38.99. GuruFocus considers Bank of N.T Butterfield & Son to be Significantly Overvalued.

Key valuation signals for FRA:4IK:

  • ROC %: %
  • GF Value™: €38.99 vs. price of €52.50 (34.6% above fair value)
  • GF Score™: 86/100 with 6 warning signs

No single metric tells the full story. See the FRA:4IK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of N.T Butterfield & Son Business Description

Other Exchanges NTB:USANTB.BH:Bermuda
Address 65 Front Street, Hamilton, BMU, HM 12
Bank of N.T Butterfield & Son Ltd is a full-service bank and wealth manager. It offers banking services, comprising retail and corporate banking, and wealth management services, which consist of trust, private banking, and asset management business. The company operates through four reportable segments: Bermuda, Cayman, Channel Islands and the UK, and Other. In its Bermuda and Cayman segments, the company offers retail banking and wealth management services. In the Channel Islands and the UK segment, the company offers retail and corporate banking and wealth management services, and the Other segment includes its operations in the Bahamas, Canada, Mauritius, Singapore, and Switzerland. Maximum revenue for the company is generated from its business in Bermuda.
86GF Score

Get the complete analysis for FRA:4IK

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€52.50
Price
€38.99
GF Value