Midland States Bancorp (FRA:6HU) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:6HU Midland States Bancorp Inc FRA:6HU
56 GF Score
Price €26.80
GF Value €16.56
! 7 Warning Signs
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What is Midland States Bancorp ROC %?

Midland States Bancorp FRA:6HU -1.47% 56 ROC % is % as of Mar. 2026. GuruFocus rates FRA:6HU with a GF Score™ of 56/100 and a GF Value™ of €16.56. The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

FRA:6HU
56GF Score
Midland States Bancorp Inc FRA:6HU
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Midland States Bancorp (FRA:6HU) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Midland States Bancorp and its competitors.
Is Midland States Bancorp's ROC % too high?
Midland States Bancorp's current ROC % is %. Overall, Midland States Bancorp has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Midland States Bancorp's ROC % compare to AMBZ and NPB?
Midland States Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Midland States Bancorp and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Midland States Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Midland States Bancorp stock overvalued right now?
Midland States Bancorp (FRA:6HU) has a current ROC % of %. The stock's GF Value™ is €16.56, compared to a current price of €26.80 — trading 61.8% above its estimated fair value. The current ROC % is %. Midland States Bancorp's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Midland States Bancorp (FRA:6HU), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Midland States Bancorp (FRA:6HU) Overvalued in 2026?

Based on GuruFocus' analysis, Midland States Bancorp stock appears to be overvalued. The current stock price of €26.80 is trading 61.8% above its estimated GF Value™ of €16.56.

Key valuation signals for FRA:6HU:

  • ROC %: %
  • GF Value™: €16.56 vs. price of €26.80 (61.8% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the FRA:6HU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Midland States Bancorp Business Description

Other Exchanges MSBI:USA
Address 1201 Network Centre Drive, Effingham, IL, USA, 62401
Midland States Bancorp Inc is a diversified financial holding company. The company provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. The Banking segment, which generates the majority of the revenue, provides financial products and services to consumers and businesses, including commercial, commercial real estate, mortgage, and other consumer loan products; commercial equipment financing, etc. The Wealth Management segment consists of trust and fiduciary services, brokerage, and retirement planning services. The Corporate segment includes the holding company's financing and investment activities, administrative expenses.
56GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.80
Price
€16.56
GF Value