Business Description
River City Bank
NAICS : 522110
SIC : 6022
ISIN : US76803X1063
Description
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate in the Western United States.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | N/A |
N/A
|
N/A
| |||
Equity-to-Asset | 0.09 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 6.7 | |||||
3-Year EPS without NRI Growth Rate | 13.3 | |||||
3-Year FCF Growth Rate | 6.6 | |||||
3-Year Book Growth Rate | 16.8 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 67.38 | |||||
9-Day RSI | 71.7 | |||||
14-Day RSI | 72.7 | |||||
3-1 Month Momentum % | 10.86 | |||||
6-1 Month Momentum % | 12.54 | |||||
12-1 Month Momentum % | 26.61 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.36 | |||||
Dividend Payout Ratio | 0.04 | |||||
3-Year Dividend Growth Rate | 6.6 | |||||
Forward Dividend Yield % | 0.36 | |||||
5-Year Yield-on-Cost % | 0.48 | |||||
3-Year Average Share Buyback Ratio | 0.8 | |||||
Shareholder Yield % | 1.38 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 47.36 | |||||
FCF Margin % | 95.14 | |||||
OCF Margin % | 96.42 | |||||
ROE % | 6.73 | |||||
ROA % | 0.63 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 20.31 | |||||
Forward PE Ratio | 10.54 | |||||
PE Ratio without NRI | 20.31 | |||||
Shiller PE Ratio | 17.03 | |||||
Price-to-Owner-Earnings | 12.9 | |||||
PEG Ratio | 1.28 | |||||
PS Ratio | 9.32 | |||||
PB Ratio | 1.3 | |||||
Price-to-Tangible-Book | 1.3 | |||||
Price-to-Free-Cash-Flow | 10.21 | |||||
Price-to-Operating-Cash-Flow | 10.05 | |||||
EV-to-Revenue | 9.32 | |||||
EV-to-FCF | 9.79 | |||||
Price-to-GF-Value | 1.62 | |||||
Price-to-Projected-FCF | 0.6 | |||||
Price-to-Median-PS-Value | 1.35 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.71 | |||||
Price-to-Graham-Number | 1.08 | |||||
FCF Yield % | 10.21 | |||||
Forward Rate of Return (Yacktman) % | 23.92 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
River City Bank Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 79.32 | ||
| EPS (TTM) ($) | 2.6 | ||
| Beta | 0.3019 | ||
| 3-Year Sharpe Ratio | 1.45 | ||
| 3-Year Sortino Ratio | 3.39 | ||
| Volatility % | 17.93 | ||
| 14-Day RSI | 72.7 | ||
| 14-Day ATR ($) | 1.350655 | ||
| 20-Day SMA ($) | 50.736 | ||
| 12-1 Month Momentum % | 26.61 | ||
| 52-Week Range ($) | 37.644 - 54.88 | ||
| Shares Outstanding (Mil) | 13.99 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
River City Bank Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
River City Bank Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-29 | In 136 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 38 days | ||
| General meeting for 2025 | 2026-09-17 | In 2 days | ||
| USD 0.050000 Cash Dividend | 2026-07-31 | 48.00 (+0.55%) | ||
| Second quarter earnings results for 2026 | 2026-07-22 | 44.51 (-0.16%) | ||
| USD 0.050000 Cash Dividend | 2026-05-05 | 41.29 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-22 | 41.00 (+0.00%) | ||
| Annual report for 2025 | 2026-03-25 | 42.15 (-0.24%) | ||
| USD 0.050000 Cash Dividend | 2026-02-10 | 45.00 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-29 | 43.00 (+0.00%) |
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River City Bank Frequently Asked Questions
What is River City Bank(RCBC)'s stock price today?
The current price of RCBC is $52.80. The 52 week high of RCBC is $54.88 and 52 week low is $37.64.
When is next earnings date of River City Bank(RCBC)?
The next earnings date of River City Bank(RCBC) is 2026-10-23 Est..
Does River City Bank(RCBC) pay dividends? If so, how much?
The Dividend Yield %  of River City Bank(RCBC) is 0.36% (As of Today), Highest Dividend Payout Ratio of River City Bank(RCBC) was 0.08. The lowest was 0.03. And the median was 0.05. The  Forward Dividend Yield % of River City Bank(RCBC) is 0.36%. For more information regarding to dividend, please check our Dividend Page.
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