Trufin (LSE:TRU) ROC %: 22.10% (As of Dec. 2025)


LSE:TRU Trufin PLC LSE:TRU
72 GF Score
Price £1.35
GF Value £1.48
Valuation Fairly Valued
! 1 Warning Sign
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What is Trufin ROC %?

Trufin LSE:TRU 72 ROC % is 22.10% as of Dec. 2025. GuruFocus rates LSE:TRU with a GF Score™ of 72/100 and a GF Value™ of £1.48 (Fairly Valued). The stock has 1 warning sign investors should review.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Trufin's annualized return on capital (ROC %) for the quarter that ended in Dec. 2025 was 22.10%.

As of today (2026-06-28), Trufin's WACC % is 7.69%. Trufin's ROC % is 21.25% (calculated using TTM income statement data). Trufin generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.


Trufin  (LSE:TRU) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Trufin's WACC % is 7.69%. Trufin's ROC % is 21.25% (calculated using TTM income statement data). Trufin generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.


Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Trufin ROC % Related Terms


Trufin ROC % Historical Data

* Premium members only.

The historical data trend for Trufin's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trufin ROC % Chart

Trufin Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -18.25 -14.62 -13.82 1.71 18.52

Trufin Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.26 2.10 0.00 23.70 22.10
LSE:TRU
72GF Score
Trufin PLC LSE:TRU
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trufin ROC % Calculation

Trufin's annualized Return on Capital (ROC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=9.341 * ( 1 - 0% )/( (54.101 + 46.78)/ 2 )
=9.341/50.4405
=18.52 %

where

Trufin's annualized Return on Capital (ROC %) for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=8.596 * ( 1 - 0% )/( (31.013 + 46.78)/ 2 )
=8.596/38.8965
=22.10 %

where

Note: The Operating Income data used here is two times the semi-annual (Dec. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of 22.10% mean?
Trufin (LSE:TRU) has a ROC % of 22.10% as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Trufin and its competitors.
Is Trufin's ROC % too high?
Trufin's current ROC % is 22.10%. The Interactive Media industry median ROC % is 1.88. Trufin's value of 22.10% is 1075.5% above this industry median. Overall, Trufin has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Trufin's ROC % compare to NTES and EA?
Trufin's ROC % of 22.10% can be compared against companies in the Interactive Media industry. The industry median ROC % is 1.88. Trufin's value of 22.10% is 1075.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for an Interactive Media company?
The median ROC % among Interactive Media companies is 1.88, based on 560 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trufin's current ROC % of 22.10% is 1075.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Trufin and its competitors. For the Interactive Media industry, the median ROC % is 1.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trufin's current ROC % is 22.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trufin stock overvalued right now?
Based on GuruFocus' analysis, Trufin (LSE:TRU) is currently considered Fairly Valued. The stock's GF Value™ is £1.48, compared to a current price of £1.35 — trading 9.1% below its estimated fair value. The current ROC % is 22.10% and 1075.5% above the Interactive Media industry median of 1.88. Trufin's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Trufin (LSE:TRU), the current ROC % is 22.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trufin (LSE:TRU) Overvalued in 2026?

Based on GuruFocus' analysis, Trufin stock appears to be undervalued. The current stock price of £1.35 is trading 9.1% below its estimated GF Value™ of £1.48. GuruFocus considers Trufin to be Fairly Valued.

Key valuation signals for LSE:TRU:

  • ROC %: 22.10%
  • GF Value™: £1.48 vs. price of £1.35 (9.1% below fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 1075.5% above the Interactive Media median

No single metric tells the full story. See the LSE:TRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trufin Business Description

Other Exchanges 29U:Germany
Address 120 Regent Street, London, GBR, W1B 5FE
Trufin PLC provides software and niche lending solutions, along with early payment services and game publishing. The group operates through four reportable segments: Satago, Oxygen, Playstack, and Other. The Satago segment provides distribution finance and invoice discounting services, while the Oxygen segment offers early payment programme services. The Playstack segment is involved in the publishing of video games. The Other segment includes investment-related activities. It generates the majority of its revenue from the Playstack segment.
72GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.35
Price
£1.48
GF Value