SpareBank 1 Nord-Norge (STU:93S) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:93S SpareBank 1 Nord-Norge STU:93S
65 GF Score
Price €14.20
GF Value €11.68
! 9 Warning Signs
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What is SpareBank 1 Nord-Norge ROC %?

SpareBank 1 Nord-Norge STU:93S +1.43% 65 ROC % is % as of Mar. 2026. GuruFocus rates STU:93S with a GF Score™ of 65/100 and a GF Value™ of €11.68. The stock has 9 warning signs investors should review.

ROC %does not apply to banks.

STU:93S
65GF Score
SpareBank 1 Nord-Norge STU:93S
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
SpareBank 1 Nord-Norge (STU:93S) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on SpareBank 1 Nord-Norge and its competitors.
Is SpareBank 1 Nord-Norge's ROC % too high?
SpareBank 1 Nord-Norge's current ROC % is %. Overall, SpareBank 1 Nord-Norge has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Nord-Norge's ROC % compare to competitors?
SpareBank 1 Nord-Norge's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on SpareBank 1 Nord-Norge and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Nord-Norge's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Nord-Norge stock overvalued right now?
SpareBank 1 Nord-Norge (STU:93S) has a current ROC % of %. The stock's GF Value™ is €11.68, compared to a current price of €14.20 — trading 21.6% above its estimated fair value. The current ROC % is %. SpareBank 1 Nord-Norge's overall GF Score™ is 65/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For SpareBank 1 Nord-Norge (STU:93S), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Nord-Norge (STU:93S) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Nord-Norge stock appears to be overvalued. The current stock price of €14.20 is trading 21.6% above its estimated GF Value™ of €11.68.

Key valuation signals for STU:93S:

  • ROC %: %
  • GF Value™: €11.68 vs. price of €14.20 (21.6% above fair value)
  • GF Score™: 65/100 with 9 warning signs

No single metric tells the full story. See the STU:93S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Nord-Norge Business Description

Other Exchanges NONG:NorwayNONGo:UK0J1N:UK
Address Storgata 65, PO Box 6800, Tromso, NOR, 9008
SpareBank 1 Nord-Norge is a Norwegian banking services provider. Apart from general banking solutions, its areas of expertise include estate agency, asset financing, and accounting operations. The company operates with primary segments, namely the retail market and the corporate market. In addition, the subsidiary companies activities, such as accounting services, real estate brokerage, and leasing/sale-leaseback financing, are considered. The Retail Banking segment serves individual customers through the provision of retail banking products such as loans, deposits, cards, and insurance. The Corporate Banking segment focuses purely on corporate customers.
65GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.20
Price
€11.68
GF Value