SpareBank 1 Nord-Norge (STU:93S) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:93S SpareBank 1 Nord-Norge STU:93S
74 GF Score
Price €13.90
GF Value €11.48
Valuation Modestly Overvalued
! 9 Warning Signs
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What is SpareBank 1 Nord-Norge Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

STU:93S
74GF Score
SpareBank 1 Nord-Norge STU:93S
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SpareBank 1 Nord-Norge (STU:93S) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Nord-Norge stock appears to be overvalued. The current stock price of €13.90 is trading 21.1% above its estimated GF Value™ of €11.48. GuruFocus considers SpareBank 1 Nord-Norge to be Modestly Overvalued.

Key valuation signals for STU:93S:

  • Altman Z2-Score:
  • GF Value™: €11.48 vs. price of €13.90 (21.1% above fair value)
  • GF Score™: 74/100 with 9 warning signs

No single metric tells the full story. See the STU:93S stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Nord-Norge Business Description

Other Exchanges NONG:NorwayNONGo:UK0J1N:UK
Address Storgata 65, PO Box 6800, Tromso, NOR, 9008
SpareBank 1 Nord-Norge is a Norwegian banking services provider. Apart from general banking solutions, its areas of expertise include estate agency, asset financing, and accounting operations. The company operates with primary segments, namely the retail market and the corporate market. In addition, the subsidiary companies activities, such as accounting services, real estate brokerage, and leasing/sale-leaseback financing, are considered. The Retail Banking segment serves individual customers through the provision of retail banking products such as loans, deposits, cards, and insurance. The Corporate Banking segment focuses purely on corporate customers.
74GF Score

Get the complete analysis for STU:93S

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.90
Price
€11.48
GF Value