Banco Di Desio E Della Brianza SpA (STU:BJ7) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:BJ7 Banco Di Desio E Della Brianza SpA STU:BJ7
53 GF Score
Price €14.82
GF Value €6.32
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco Di Desio E Della Brianza SpA ROC %?

Banco Di Desio E Della Brianza SpA STU:BJ7 -0.40% 53 ROC % is % as of Mar. 2026. GuruFocus rates STU:BJ7 with a GF Score™ of 53/100 and a GF Value™ of €6.32 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

STU:BJ7
53GF Score
Banco Di Desio E Della Brianza SpA STU:BJ7
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Banco Di Desio E Della Brianza SpA (STU:BJ7) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Banco Di Desio E Della Brianza SpA and its competitors.
Is Banco Di Desio E Della Brianza SpA's ROC % too high?
Banco Di Desio E Della Brianza SpA's current ROC % is %. Overall, Banco Di Desio E Della Brianza SpA has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Di Desio E Della Brianza SpA's ROC % compare to PNC and USB?
Banco Di Desio E Della Brianza SpA's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Banco Di Desio E Della Brianza SpA and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Di Desio E Della Brianza SpA's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Di Desio E Della Brianza SpA stock overvalued right now?
Based on GuruFocus' analysis, Banco Di Desio E Della Brianza SpA (STU:BJ7) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.32, compared to a current price of €14.82 — trading 134.5% above its estimated fair value. The current ROC % is %. Banco Di Desio E Della Brianza SpA's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Banco Di Desio E Della Brianza SpA (STU:BJ7), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Di Desio E Della Brianza SpA (STU:BJ7) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Di Desio E Della Brianza SpA stock appears to be overvalued. The current stock price of €14.82 is trading 134.5% above its estimated GF Value™ of €6.32. GuruFocus considers Banco Di Desio E Della Brianza SpA to be Significantly Overvalued.

Key valuation signals for STU:BJ7:

  • ROC %: %
  • GF Value™: €6.32 vs. price of €14.82 (134.5% above fair value)
  • GF Score™: 53/100 with 7 warning signs

No single metric tells the full story. See the STU:BJ7 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Di Desio E Della Brianza SpA Business Description

Other Exchanges BDB:Italy0O5V:UK
Address Via E. Rovagnati, 1, Desio, ITA, 20832
Banco Di Desio E Della Brianza SpA is an Italy based company engaged in providing financial services. The group operates by carrying out traditional banking activities, providing asset management services and selling life and non-life bancassurance products. It offers loans and deposits; financial, banking, and payment services; insurance products, asset management products; debit and credit cards. The bank serves individuals and small to midsized businesses by providing other services. The activities are carried out through Italy.
53GF Score

Get the complete analysis for STU:BJ7

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.82
Price
€6.32
GF Value