Ascory Bank AG (XTER:VG80) ROC %: % (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTER:VG80 Ascory Bank AG XTER:VG80
18 GF Score
Price €2.64
GF Value €1.83
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Ascory Bank AG ROC %?

Ascory Bank AG XTER:VG80 18 ROC % is % as of Dec. 2025. GuruFocus rates XTER:VG80 with a GF Score™ of 18/100 and a GF Value™ of €1.83 (Significantly Overvalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

XTER:VG80
18GF Score
Ascory Bank AG XTER:VG80
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Ascory Bank AG (XTER:VG80) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Ascory Bank AG and its competitors.
Is Ascory Bank AG's ROC % too high?
Ascory Bank AG's current ROC % is %. Overall, Ascory Bank AG has a GF Score™ of 18/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ascory Bank AG's ROC % compare to PNC and USB?
Ascory Bank AG's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Ascory Bank AG and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascory Bank AG's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascory Bank AG stock overvalued right now?
Based on GuruFocus' analysis, Ascory Bank AG (XTER:VG80) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.83, compared to a current price of €2.64 — trading 44.3% above its estimated fair value. The current ROC % is %. Ascory Bank AG's overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Ascory Bank AG (XTER:VG80), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ascory Bank AG (XTER:VG80) Overvalued in 2026?

Based on GuruFocus' analysis, Ascory Bank AG stock appears to be overvalued. The current stock price of €2.64 is trading 44.3% above its estimated GF Value™ of €1.83. GuruFocus considers Ascory Bank AG to be Significantly Overvalued.

Key valuation signals for XTER:VG80:

  • ROC %: %
  • GF Value™: €1.83 vs. price of €2.64 (44.3% above fair value)
  • GF Score™: 18/100 with 4 warning signs

No single metric tells the full story. See the XTER:VG80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ascory Bank AG Business Description

Other Exchanges VG80:Germany
Address Grosse Elbstrasse 39, Hamburg, DEU, 22767
Ascory Bank AG is a German credit institution. Its business model is focused as a specialist bank for structured financing in the corporate client sector targets start-up and scale-up clients in the fintech (including leasing and factoring institutions), energy transition, and leveraged finance sectors, and is based on a diversified funding plan.
18GF Score

Get the complete analysis for XTER:VG80

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.64
Price
€1.83
GF Value