Aozora Bank (FRA:AON) ROCE %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:AON Aozora Bank Ltd FRA:AON
60 GF Score
Price €15.90
GF Value €13.31
! 6 Warning Signs
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What is Aozora Bank ROCE %?

Aozora Bank FRA:AON +1.27% 60 ROCE % is % as of Mar. 2026. GuruFocus rates FRA:AON with a GF Score™ of 60/100 and a GF Value™ of €13.31. The stock has 6 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

FRA:AON
60GF Score
Aozora Bank Ltd FRA:AON
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Aozora Bank (FRA:AON) has a ROCE % of % as of Mar. 2026.
Is Aozora Bank's ROCE % too high?
Aozora Bank's current ROCE % is %. Overall, Aozora Bank has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Aozora Bank's ROCE % compare to competitors?
Aozora Bank's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.22, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aozora Bank's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aozora Bank stock overvalued right now?
Aozora Bank (FRA:AON) has a current ROCE % of %. The stock's GF Value™ is €13.31, compared to a current price of €15.90 — trading 19.5% above its estimated fair value. The current ROCE % is %. Aozora Bank's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Aozora Bank (FRA:AON), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aozora Bank (FRA:AON) Overvalued in 2026?

Based on GuruFocus' analysis, Aozora Bank stock appears to be overvalued. The current stock price of €15.90 is trading 19.5% above its estimated GF Value™ of €13.31.

Key valuation signals for FRA:AON:

  • ROCE %: %
  • GF Value™: €13.31 vs. price of €15.90 (19.5% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the FRA:AON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aozora Bank Business Description

Address 6-1-1 Kojimachi, Chiyoda-ku, Tokyo, JPN, 102-8660
Aozora Bank Ltd is a full-service commercial bank with operations mainly in Japan. It is engaged in banking and financial services through various business segments. The Corporate Sales Group provides lending, deposits, financial products, private equity investment, and M&A-related services for corporate clients. The Structured Finance Group handles acquisition, environmental projects, revitalization, and real estate finance. The International Business Group manages overseas investment and financing operations. The Market Group deals with derivatives, foreign exchange trading, and ALM. The Customer Relations Group offers loans, deposits, and financial products to corporate and retail clients. It generates the majority of its revenue from the Structured Finance Group segment.
60GF Score

Get the complete analysis for FRA:AON

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.90
Price
€13.31
GF Value