PJICO Insurance (STC:PGI) ROCE %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:PGI PJICO Insurance Corp STC:PGI
66 GF Score
Price ₫18,150.00
GF Value ₫27,209.79
Valuation Significantly Undervalued
! 3 Warning Signs
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What is PJICO Insurance ROCE %?

PJICO Insurance STC:PGI 66 ROCE % is % as of Mar. 2026. GuruFocus rates STC:PGI with a GF Score™ of 66/100 and a GF Value™ of ₫27,209.79 (Significantly Undervalued). The stock has 3 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

STC:PGI
66GF Score
PJICO Insurance Corp STC:PGI
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
PJICO Insurance (STC:PGI) has a ROCE % of % as of Mar. 2026.
Is PJICO Insurance's ROCE % too high?
PJICO Insurance's current ROCE % is %. Overall, PJICO Insurance has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PJICO Insurance's ROCE % compare to CB and PGR?
PJICO Insurance's ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 7.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 7.86, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PJICO Insurance's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PJICO Insurance stock overvalued right now?
Based on GuruFocus' analysis, PJICO Insurance (STC:PGI) is currently considered Significantly Undervalued. The stock's GF Value™ is ₫27,209.79, compared to a current price of ₫18,150.00 — trading 33.3% below its estimated fair value. The current ROCE % is %. PJICO Insurance's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For PJICO Insurance (STC:PGI), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PJICO Insurance (STC:PGI) Overvalued in 2026?

Based on GuruFocus' analysis, PJICO Insurance stock appears to be undervalued. The current stock price of ₫18,150.00 is trading 33.3% below its estimated GF Value™ of ₫27,209.79. GuruFocus considers PJICO Insurance to be Significantly Undervalued.

Key valuation signals for STC:PGI:

  • ROCE %: %
  • GF Value™: ₫27,209.79 vs. price of ₫18,150.00 (33.3% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the STC:PGI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PJICO Insurance Business Description

Address Mipec Building, 229 Tay Son Street, 21st and 22nd Floors, Dong Da District, Ha Noi, VNM
PJICO Insurance Corp is an insurance company. The company is engaged in providing various non-life insurance products, which include automobile insurance covering third-party liability, passenger accidents, and automobile damage.
66GF Score

Get the complete analysis for STC:PGI

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫18,150.00
Price
₫27,209.79
GF Value