UWMC (UWM Holdings) ROCE %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UWMC UWM Holdings Corp UWMC
51 GF Score
Price $1.83
GF Value $3.07
Valuation Possible Value Trap
! 7 Warning Signs
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What is UWM Holdings ROCE %?

UWM Holdings UWMC +5.17% 51 ROCE % is % as of Mar. 2026. GuruFocus rates UWMC with a GF Score™ of 51/100 and a GF Value™ of $3.07 (Possible Value Trap). The stock has 7 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

UWMC
51GF Score
UWM Holdings Corp UWMC
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
UWM Holdings (UWMC) has a ROCE % of % as of Mar. 2026.
Is UWM Holdings' ROCE % too high?
UWM Holdings' current ROCE % is %. Overall, UWM Holdings has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does UWM Holdings' ROCE % compare to VEL and LDI?
UWM Holdings' ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.22, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UWM Holdings's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UWM Holdings stock overvalued right now?
Based on GuruFocus' analysis, UWM Holdings (UWMC) is currently considered Possible Value Trap. The stock's GF Value™ is $3.07, compared to a current price of $1.83 — trading 40.4% below its estimated fair value. The current ROCE % is %. UWM Holdings' overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For UWM Holdings (UWMC), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UWM Holdings (UWMC) Overvalued in 2026?

Based on GuruFocus' analysis, UWM Holdings stock appears to be undervalued. The current stock price of $1.83 is trading 40.4% below its estimated GF Value™ of $3.07. GuruFocus considers UWM Holdings to be Possible Value Trap.

Key valuation signals for UWMC:

  • ROCE %: %
  • GF Value™: $3.07 vs. price of $1.83 (40.4% below fair value)
  • GF Score™: 51/100 with 7 warning signs

No single metric tells the full story. See the UWMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UWM Holdings Business Description

Address 585 South Boulevard East, Pontiac, MI, USA, 48341
UWM Holdings Corp engages in the origination, sale, and servicing of residential mortgage loans in the wholesale channel. The company provides independent mortgage advisors across the states and the district of Columbia.
51GF Score

Get the complete analysis for UWMC

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.83
Price
$3.07
GF Value