UWMC (UWM Holdings) 14-Day RSI: 32.33 (As of Jul. 27, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UWMC UWM Holdings Corp UWMC
51 GF Score
Price $1.83
GF Value $3.06
Valuation Possible Value Trap
! 7 Warning Signs
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What is UWM Holdings 14-Day RSI?

UWM Holdings UWMC +5.17% 51 14-Day RSI is 32.33 as of Jul. 27, 2026. GuruFocus rates UWMC with a GF Score™ of 51/100 and a GF Value™ of $3.06 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,609 Banks companies, UWM Holdings ranks better than 95.03% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.

As of today (2026-07-27), UWM Holdings's 14-Day RSI is 32.33.

The industry rank for UWM Holdings's 14-Day RSI or its related term are showing as below:

UWMC's 14-Day RSI is ranked better than
95.03% of 1609 companies
in the Banks industry
Industry Median: 55.86 vs UWMC: 32.33

UWM Holdings  (NYSE:UWMC) 14-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.


UWM Holdings 14-Day RSI Related Terms


UWMC vs VEL, LDI, BETR: 14-Day RSI Comparison

For the Mortgage Finance subindustry, UWM Holdings's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UWM Holdings 14-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, UWM Holdings's 14-Day RSI distribution charts can be found below:

* The bar in red indicates where UWM Holdings's 14-Day RSI falls into.


UWMC
51GF Score
UWM Holdings Corp UWMC
14-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
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UWM Holdings  (NYSE:UWMC) 14-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 14-Day RSI →
What does a 14-Day RSI of 32.33 mean?
UWM Holdings (UWMC) has a 14-Day RSI of 32.33 as of Jul. 27, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on UWM Holdings and its competitors. According to the industry distribution chart, UWM Holdings ranks #80 out of 1609 companies in the Banks industry, placing it in the top 5%.
Is UWM Holdings' 14-Day RSI too high?
UWM Holdings' current 14-Day RSI is 32.33. The Banks industry median 14-Day RSI is 55.86. UWM Holdings' value of 32.33 is 42.1% below this industry median. Based on the distribution chart, UWM Holdings ranks #80 out of 1609 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, UWM Holdings has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does UWM Holdings' 14-Day RSI compare to VEL and LDI?
According to the Banks industry distribution chart, UWM Holdings ranks #80 out of 1609 companies for 14-Day RSI. This places UWM Holdings in the top 5% of its industry — outperforming the majority of peers. The industry median 14-Day RSI is 55.86. UWM Holdings' value of 32.33 is 42.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Banks company?
The median 14-Day RSI among Banks companies is 55.86, based on 1,609 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UWM Holdings's current 14-Day RSI of 32.33 is 42.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on UWM Holdings and its competitors. For the Banks industry, the median 14-Day RSI is 55.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UWM Holdings's current 14-Day RSI is 32.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UWM Holdings stock overvalued right now?
Based on GuruFocus' analysis, UWM Holdings (UWMC) is currently considered Possible Value Trap. The stock's GF Value™ is $3.06, compared to a current price of $1.83 — trading 40.2% below its estimated fair value. The current 14-Day RSI is 32.33 and 42.1% below the Banks industry median of 55.86. UWM Holdings' overall GF Score™ is 51/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For UWM Holdings (UWMC), the current 14-Day RSI is 32.33 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UWM Holdings (UWMC) Overvalued in 2026?

Based on GuruFocus' analysis, UWM Holdings stock appears to be undervalued. The current stock price of $1.83 is trading 40.2% below its estimated GF Value™ of $3.06. GuruFocus considers UWM Holdings to be Possible Value Trap.

Key valuation signals for UWMC:

  • 14-Day RSI: 32.33
  • GF Value™: $3.06 vs. price of $1.83 (40.2% below fair value)
  • GF Score™: 51/100 with 7 warning signs
  • Industry Position: 42.1% below the Banks median (#80 of 1609)

No single metric tells the full story. See the UWMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UWM Holdings Business Description

Address 585 South Boulevard East, Pontiac, MI, USA, 48341
UWM Holdings Corp engages in the origination, sale, and servicing of residential mortgage loans in the wholesale channel. The company provides independent mortgage advisors across the states and the district of Columbia.
51GF Score

Get the complete analysis for UWMC

14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.83
Price
$3.06
GF Value