CB Central Cooperative Bank AD (LTS:0ICE) ROE % Adjusted to Book Value: 37.05% (As of Dec. 2025)


LTS:0ICE CB Central Cooperative Bank AD LTS:0ICE
58 GF Score
Price лв1.53
GF Value лв1.78
! 1 Warning Sign
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What is CB Central Cooperative Bank AD ROE % Adjusted to Book Value?

CB Central Cooperative Bank AD LTS:0ICE 58 ROE % Adjusted to Book Value is 37.05% as of Dec. 2025. GuruFocus rates LTS:0ICE with a GF Score™ of 58/100 and a GF Value™ of лв1.78. The stock has 1 warning sign investors should review.

CB Central Cooperative Bank AD's ROE % for the quarter that ended in Dec. 2025 was 7.04%. CB Central Cooperative Bank AD's PB Ratio for the quarter that ended in Dec. 2025 was 0.19. CB Central Cooperative Bank AD's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 37.05%.


CB Central Cooperative Bank AD ROE % Adjusted to Book Value Related Terms


CB Central Cooperative Bank AD ROE % Adjusted to Book Value Historical Data

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The historical data trend for CB Central Cooperative Bank AD's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Central Cooperative Bank AD ROE % Adjusted to Book Value Chart

CB Central Cooperative Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.75 20.27 47.38 52.13 48.74

CB Central Cooperative Bank AD Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.70 63.82 43.48 37.90 37.05

LTS:0ICE vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, CB Central Cooperative Bank AD's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Central Cooperative Bank AD ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, CB Central Cooperative Bank AD's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where CB Central Cooperative Bank AD's ROE % Adjusted to Book Value falls into.


LTS:0ICE
58GF Score
CB Central Cooperative Bank AD LTS:0ICE
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Central Cooperative Bank AD ROE % Adjusted to Book Value Calculation

CB Central Cooperative Bank AD's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.26% / 0.19
=48.74%

CB Central Cooperative Bank AD's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.04% / 0.19
=37.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 37.05% mean?
CB Central Cooperative Bank AD (LTS:0ICE) has a ROE % Adjusted to Book Value of 37.05% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CB Central Cooperative Bank AD and its competitors.
Is CB Central Cooperative Bank AD's ROE % Adjusted to Book Value too high?
CB Central Cooperative Bank AD's current ROE % Adjusted to Book Value is 37.05%. Overall, CB Central Cooperative Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Central Cooperative Bank AD's ROE % Adjusted to Book Value compare to PNC and USB?
CB Central Cooperative Bank AD's ROE % Adjusted to Book Value of 37.05% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on CB Central Cooperative Bank AD and its competitors. CB Central Cooperative Bank AD's current ROE % Adjusted to Book Value is 37.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Central Cooperative Bank AD stock overvalued right now?
CB Central Cooperative Bank AD (LTS:0ICE) has a current ROE % Adjusted to Book Value of 37.05%. The stock's GF Value™ is лв1.78, compared to a current price of лв1.53 — trading 14% below its estimated fair value. The current ROE % Adjusted to Book Value is 37.05%. CB Central Cooperative Bank AD's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For CB Central Cooperative Bank AD (LTS:0ICE), the current ROE % Adjusted to Book Value is 37.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Central Cooperative Bank AD (LTS:0ICE) Overvalued in 2026?

Based on GuruFocus' analysis, CB Central Cooperative Bank AD stock appears to be undervalued. The current stock price of лв1.53 is trading 14% below its estimated GF Value™ of лв1.78.

Key valuation signals for LTS:0ICE:

  • ROE % Adjusted to Book Value: 37.05%
  • GF Value™: лв1.78 vs. price of лв1.53 (14% below fair value)
  • GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the LTS:0ICE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Central Cooperative Bank AD Business Description

Other Exchanges CCB:Bulgaria
Address 87 Tsarigradsko Shose Boulevard, Sofia, BGR, 1086
CB Central Cooperative Bank AD is a universal commercial bank. The Bank comprises several products and services in the field of financial intermediation, with an emphasis on SME lending and retail banking. As a universal commercial bank, the company offers an array of financial products and services. The bank is a primary dealer of government securities on the Bulgarian domestic market.
58GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

лв1.53
Price
лв1.78
GF Value