NBGIF (National Bank of Greece) ROE % Adjusted to Book Value: 9.01% (As of Mar. 2026)


NBGIF National Bank of Greece SA NBGIF
56 GF Score
Price $17.28
GF Value $8.92
Valuation Significantly Overvalued
! 8 Warning Signs
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What is National Bank of Greece ROE % Adjusted to Book Value?

National Bank of Greece NBGIF +1.62% 56 ROE % Adjusted to Book Value is 9.01% as of Mar. 2026. GuruFocus rates NBGIF with a GF Score™ of 56/100 and a GF Value™ of $8.92 (Significantly Overvalued). The stock has 8 warning signs investors should review.

National Bank of Greece's ROE % for the quarter that ended in Mar. 2026 was 11.53%. National Bank of Greece's PB Ratio for the quarter that ended in Mar. 2026 was 1.28. National Bank of Greece's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.01%.


National Bank of Greece ROE % Adjusted to Book Value Related Terms


National Bank of Greece ROE % Adjusted to Book Value Historical Data

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The historical data trend for National Bank of Greece's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Greece ROE % Adjusted to Book Value Chart

National Bank of Greece Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.40 33.58 20.95 17.26 11.19

National Bank of Greece Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.80 12.81 10.39 9.93 9.01

NBGIF vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, National Bank of Greece's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Greece ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Greece's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where National Bank of Greece's ROE % Adjusted to Book Value falls into.


NBGIF
56GF Score
National Bank of Greece SA NBGIF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Greece ROE % Adjusted to Book Value Calculation

National Bank of Greece's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.99% / 1.25
=11.19%

National Bank of Greece's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.53% / 1.28
=9.01%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.01% mean?
National Bank of Greece (NBGIF) has a ROE % Adjusted to Book Value of 9.01% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on National Bank of Greece and its competitors.
Is National Bank of Greece's ROE % Adjusted to Book Value too high?
National Bank of Greece's current ROE % Adjusted to Book Value is 9.01%. Overall, National Bank of Greece has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Greece's ROE % Adjusted to Book Value compare to PNC and USB?
National Bank of Greece's ROE % Adjusted to Book Value of 9.01% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on National Bank of Greece and its competitors. National Bank of Greece's current ROE % Adjusted to Book Value is 9.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Greece stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Greece (NBGIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $8.92, compared to a current price of $17.28 — trading 93.7% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.01%. National Bank of Greece's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For National Bank of Greece (NBGIF), the current ROE % Adjusted to Book Value is 9.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Greece (NBGIF) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Greece stock appears to be overvalued. The current stock price of $17.28 is trading 93.7% above its estimated GF Value™ of $8.92. GuruFocus considers National Bank of Greece to be Significantly Overvalued.

Key valuation signals for NBGIF:

  • ROE % Adjusted to Book Value: 9.01%
  • GF Value™: $8.92 vs. price of $17.28 (93.7% above fair value)
  • GF Score™: 56/100 with 8 warning signs

No single metric tells the full story. See the NBGIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Greece Business Description

Address 86 Eolou Street, Athens, GRC, 10559
National Bank of Greece SA consists of several subsidiaries offering diverse financial services, including retail, corporate, and investment banking, specialized asset solutions, transactional banking, leasing, factoring, brokerage, asset management, real estate management, and bancassurance-related services. Its segments include Retail Banking, Corporate and Investment Banking, Trouble Assets Units, Global Markets and Asset Management, International Banking Operations, and Other. The group generates maximum revenue from the Retail Banking segment, which, through its branch network and digital business, offers various types of loans (mortgage, consumer, and small business lending), cards (debit, credit, and prepaid cards), deposits, investment, bancassurance, and other products.
56GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.28
Price
$8.92
GF Value