Seneca Bancorp's ROE % for the quarter that ended in Mar. 2026 was -0.61%. Seneca Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 0.65.
Seneca Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was -0.94%.
Seneca Bancorp ROE % Adjusted to Book Value Related Terms
Seneca Bancorp ROE % Adjusted to Book Value Historical Data
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The historical data trend for Seneca Bancorp's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SNNF vs UNIF, CNAF, BCCB: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Seneca Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seneca Bancorp ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Seneca Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Seneca Bancorp's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of -0.94% mean?
Seneca Bancorp (SNNF) has a ROE % Adjusted to Book Value of -0.94% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Seneca Bancorp and its competitors.
Is Seneca Bancorp's ROE % Adjusted to Book Value too high?
Seneca Bancorp's current ROE % Adjusted to Book Value is -0.94%. Overall, Seneca Bancorp has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seneca Bancorp's ROE % Adjusted to Book Value compare to UNIF and CNAF?
Seneca Bancorp's ROE % Adjusted to Book Value of -0.94% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Seneca Bancorp and its competitors. Seneca Bancorp's current ROE % Adjusted to Book Value is -0.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seneca Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Seneca Bancorp (SNNF) is currently considered Fairly Valued. The stock's GF Value™ is $12.83, compared to a current price of $12.30 — trading 4.1% below its estimated fair value. The current ROE % Adjusted to Book Value is -0.94%. Seneca Bancorp's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Seneca Bancorp (SNNF), the current ROE % Adjusted to Book Value is -0.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seneca Bancorp (SNNF) Overvalued in 2026?
Based on GuruFocus' analysis, Seneca Bancorp stock appears to be undervalued.
The current stock price of $12.30 is trading 4.1% below its estimated GF Value™ of $12.83.
GuruFocus considers Seneca Bancorp to be Fairly Valued.
Key valuation signals for SNNF:
ROE % Adjusted to Book Value: -0.94%
GF Value™: $12.83 vs. price of $12.30 (4.1% below fair value)
No single metric tells the full story. See the SNNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seneca Bancorp Inc is the bank holding company. Its services include loans, deposit accounts, wealth management, and online banking for individuals as well as businesses. The bank has full-service locations in Onondaga and Madison Counties in New York. The company operates business through two business segments: The banking business segment, which mainly involves the delivery of loan and deposit products to the customers through Seneca Savings and generates net interest income and service fees, and The wealth management business segment, which includes investment management services for individuals and institutions offered through Financial Quest and provides commission income from 401(k) plan management and brokered accounts.
67GF Score
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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